What does my ID and proof of funds have anything to do with my conveyancing in Aylesford? What am I being asked for?
You are right in the requirement set out by your lawyer has nothing to do with conveyancing in Aylesford. However these days you will not be able to complete any conveyancing transaction without first handing over proof of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a bank statement. Please note that if you are providing your driving licence as proof of ID it must be both the paper part as well as the photo card part, one is not satisfactory in the absence of the other.
Proof of the source of money is mandated in accordance with the Money Laundering Regulations. Don’t be offended when when this is requested of you as your conveyancing solicitor will need to retain this information on record. Your Aylesford conveyancing practitioner will require evidence of proof of funds before they are able to accept any funds from you into their client account and they should also ask additional questions concerning the source of monies.
Do I have to pop into the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Aylesford so that I can pop in to their offices if required.
Most conveyancing panel lawyers for lenders undertake the vast majority of work via the post, e-mail or over phone calls. This enables them to undertake the conveyancing transaction regardless of where you live in the country. Nevertheless you can see if you have the option of going to the offices of your conveyancing lawyer if you prefer.
Have just purchased a repossessed house at auction in Aylesford. Conveyancing is necessary. What is next?
Given that you are now for in every practical sense signed on the dotted line you will need to choose a conveyancing solicitor quickly as you are faced with a tight deadline in which to complete the transaction. Every auction property will ordinarily have a bespoke auction set of papers. This should include most,if not all of the paperwork that your solicitor will need. Where you are dealing with leasehold premises the legal pack should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to leasehold premises. You should hand this to the conveyancer instructed by you as soon as possible. You also need to ensure that your finances are organised to complete on the date specified in the contract.
I am purchasing a victorian detached house in Aylesford. The intention is to convert the garage to a playroom at the house.Will legal work on the property involve investigations to determine if these alterations are permitted?
Your solicitor should check the registered title as conveyancing in Aylesford will occasionally reveal restrictions in the title documents which prohibit certain works or require the permission of a 3rd party. Many additions need local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be sensible to check these things with a surveyor prior to committing yourself to a purchase.
I am currently in the process of buying my council flat in Aylesford. I have a mortgage offer with HSBC. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Aylesford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Aylesford
-
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are architect prepared.
I need to instruct a conveyancing practitioner in Aylesford for my home move. Is there any facility to review a firm’s record with the legal regulator?
One may search for documented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after 1 January 2008. Visit Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The regulator could monitor call for training requirements.
When it comes to my conveyancing in Aylesford should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Aylesford conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the conveyancing practitioner's time in submitting the funds this way.