I hired a high street solicitor for our conveyancing in Aylesford yesterday. After carefully reading the Ts and Cs I seeI am liable for fees even if the movefalls through. Should I ditch them and instruct a web based conveyancing company who offer no move no charge conveyancing in Aylesford?
Generally there is a compromise along the lines that if "No Sale No Fee" is offered then the fee levels will generally be uplifted to cover the transactions that do not proceed. Do bear in mind that such promotions tend not to protect you from expenditure such your Aylesford conveyancing search costs.
It is 10 years ago since I purchased my property in Aylesford. Conveyancing solicitors have just been retained on the sale but I am unable to find my title documents. Is this a problem?
Don’t worry too much. First the deeds may be with your lender or they could be archived with the lawyers who handled the purchase. Secondly in all probability the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring current official copies of the land registers. Almost all conveyancing in Aylesford involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.
My aunt passed away six months ago and as sole heir and executor I was left the house in Aylesford. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this possible?
If you intend to re-mortgage then Bank of Ireland will insist on your using a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
What will a local search reveal concerning the house we're buying in Aylesford?
Aylesford conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Searchflow The local search plays an important part in many a Aylesford conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search will supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
I'm buying a new build house in Aylesford with the aid of help to buy. The builders would not move on the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not to tell my solicitor about this deal as it will put at risk my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What is the best way of identifying a leasehold conveyancing in Aylesford?
First ask the people you trust who they would recommend. Option 2 is to use a search tool on the internet for conveyancing in Aylesford. Phone a couple or more firms from the list and request that they send you their conveyancing estimate and discuss your needs with the solicitor who will handle your conveyancing before you make your choice. Third is to make use of our search tool to assist you in finding the right lawyers for you based on your unique requirements including location,speed, complexity and who your intended lender is.Avoid the trap of appointing lowest cost conveyancing solicitors in Aylesford