This question may be naive but I am unexperienced as FTB of a ground floor flat in Aylesford. Do I collect the keys to the premises on completion from my lawyer? If so, I will find a local conveyancing solicitor in Aylesford?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s conveyancers, and shortly after the monies have arrived, you will be invited to pick up the keys from the selling Agents and move into your new home. Usually this happens early afternoon.
Is it the case that all Aylesford CQS (Conveyancing Quality Scheme) solicitors are on the Lloyds conveyancing panel?
Some major banks and building societies now use CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
I am expecting a AIP from Nottingham this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nottingham recommend any Aylesford solicitors on the Nottingham conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Aylesford solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.
A friend advised me that if I am buying in Aylesford I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally included in the estimate for your Aylesford conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about Aylesford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Aylesford Education with maps and statistics, Local Amenities and other useful information about Aylesford.
How does conveyancing in Aylesford differ for new build properties?
Most buyers of new build property in Aylesford approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Aylesford usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Aylesford or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a quick, chain free conveyancing. Aylesford is the location of the property. Can you offer any guidance?
Flying freeholds in Aylesford are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Aylesford you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Aylesford may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am downsizing from my home. My past conveyancers closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in Aylesford if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Aylesford. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
My uncle has urged me to instruct his conveyancers in Aylesford. Do I follow his recommendation?
Much as we are happy to recommend a Aylesford conveyancing lawyer it’s preferable to find a conveyancing practitioner is to get feedback from friends or relatives who have used the firm that you are contemplating using.