We were just about to exchange contracts for a semi detached house in South Norwood. We have hit a snag. The mortgage offer with Accord Mortgages Ltd runs out on 11/7/2022 but the vendors are putting forward a completion date of 13/7/2022. Is it possible to extend the loan offer?
The person best placed to address this issue is your solicitors who is in a position to assess whether they corresponding with the lender, owner’s solicitors, estate agents or conceivably all three taking into account the circumstances your transaction as of today.
Having sold my house in South Norwood last February yet the purchaser is texting me complaining that her solicitor is waiting to hear from myconveyancer. What are the post completion sale legalities now that I have sold?
Post completion of your sale your conveyancer is committed to forward the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. Where appropriate, your lawyer must also confirm that the home loan has been discharged to the buyers solicitors. There is unlikely to be post completion steps just for conveyancing in South Norwood.
I am due to move house in July. Will my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you suggest a removal company in South Norwood. Conveyancing firm was organised before I stumbled across your page.
On the afternoon of completion you will need to collect the house keys from your property agent but this can only occur after the sellers lawyers advise the agent that they have the completion monies and the keys can be passed over. After that you can tell the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can assist you in finding a residential property solicitor in South Norwood or a firm with expertise in conveyancing in South Norwood.
I have decided to exercise my right to buy my property in South Norwood off the council. I have a mortgage offer with Lloyds. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
Completion of my remortgage has taken place for my property in South Norwood. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I bought my house on 10 August and my personal details is not yet on the land registry website. Need I be worried? My conveyancing solicitor in South Norwood expressed confidence that it would be recorded in a couple of weeks. Are titles in South Norwood uniquely lengthy to register?
As far as conveyancing in South Norwood is concerned, registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can differ depending on the party submitting the application, whether it is in order and whether the Land registry communicate with any other persons or bodies. As of today roughly three quarters of such applications are fully dealt with in less than three weeks but occasionally there can be extensive hold-ups. Historically registration occurs after the buyer has moved in to the premises thus registration formalities is not typically an essential issue but where there is a degree of urgency associated with the registration then you or your conveyancer must speak with the land registry and explain the circumstances.
In what way can the Landlord & Tenant Act 1954 affect my business property in South Norwood and how can you help?
The particular law that you refer to provides security of tenure to business lessees, granting the right to make a request to court for a new tenancy and continue in occupation when the lease reaches an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. South Norwood is one of our hundreds of locations in which the firms we work with are located
My father has suggested that I instruct his lawyers for conveyancing in South Norwood. Should I find my own solicitor?
No doubt it’s preferable to find a conveyancing practitioner is to have recommendations from friends or family who have used the conveyancer you're contemplating using.