Last April we completed a house move in South Norwood. We have noticed several issues with the house which we suspect were omitted in the conveyancing searches. Do we have any recourse? What searches should? have been ordered for conveyancing in South Norwood?
The query is vague as to the nature of the problems and if they are specific to conveyancing in South Norwood. Conveyancing searches and investigations undertaken during the legal transfer of property are carried out to help avoid problems. As part of the process, the vendor answers a document called a SPIF. If the information ends up being incorrect, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in South Norwood.
It is is a decade since I bought my house in South Norwood. Conveyancing solicitors have just been retained on the sale but I can't track down the title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly there is a chance that the deeds will be with the mortgage company or they may still be with the conveyancers who handled the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in South Norwood relates to registered property but in the rare situation where your property is unregistered it is more of a problem but is not insurmountable.
What is your number one tip for choosing a conveyancing solicitor in South Norwood
It would be unwise to be swayed by the lowest South Norwood conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Is there a list of Yorkshire BS panel conveyancers in South Norwood on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association websites. Very few lending institutions make their panel listings visible online. Where you are in need of a South Norwood conveyancer on the Yorkshire BS please use our tool.
Can I be sure that the South Norwood conveyancing solicitor on the Coventry BS panel is any good?
When it comes to conveyancing in South Norwood seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor conducting your conveyancing.
Me and my brother own a 4 bedroom Edwardian property in South Norwood. Conveyancing lawyer represented me and Chelsea Building Society. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in South Norwood and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing solicitor who conducted the purchase.
I have been on the look out for a ground for flat up to £245,000 and found one round the corner in South Norwood I like with open areas and station nearby, the downside is that it only has 51 remaining years left on the lease. There is not much else in South Norwood in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
If you require a mortgage the shortness of the lease may be problematic. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
We expect to complete the sale of our £350,000 maisonette in South Norwood in seven days. The management company has quoted £324 for Landlord’s certificate, insurance certificate and previous years service charge statements. Is it legal for a freeholder to charge an administration fee for a flat conveyance in South Norwood?
South Norwood conveyancing on leasehold maisonettes normally necessitates the purchaser’s lawyer sending questions for the landlord to answer. Although the landlord is not legally bound to address these enquiries the majority will be willing to do so. They are entitled to charge a reasonable administration fee for responding to enquiries or supplying documentation. There is no set fee. The average fee for the paperwork that you are referring to is £350, in some situations it is in excess of £800. The administration charge levied by the landlord must be sent together with a synopsis of rights and obligations in relation to administration charges, without which the invoice is technically not due. Reality however dictates that one has little choice but to pay whatever is demanded if you want to sell the property.
I have given up trying to reach an agreement for a lease extension in South Norwood. Can this matter be resolved via the Leasehold Valuation Tribunal?
Where there is a absentee landlord or if there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the First-tier Tribunal (Property Chamber) to assess the premium.
An example of a Lease Extension matter before the tribunal for a South Norwood property is Flats 55, 67 & 70 Melbourne Court Anerley Road in July 2013. The tribunal calculated that the premium for the extended lease at £48,366.00 for at 55, and £88,329.00 for ats 67 and 70 combined. This case affected 1 flat. The remaining number of years on the lease was 26.38 years.