My partner’s mother is a solicitor. I hope that I'll be able to get friends and family fee for conveyancing, However if that does not come materialise, what kind of fees should I be paying for conveyancing in Shirley?
You should compare pricing. Make use of our search tool on this page. You will notice that quotes will vary but the service one can expect are distinct between law firms as is the case with most professions.
My wife and I have just acquired a house in Shirley. We have noticed several issues with the house which we consider were overlooked in the conveyancing searches. What action can we take? What searches should? have been conducted for conveyancing in Shirley?
The question is not clear as what problems have arisen and if they are relate to conveyancing in Shirley. Conveyancing searches and due diligence initiated during the buying process are designed to help avoid problems. As part of the process, the vendor fills in a document called a Seller’s Property Information Form. If the information provided is incorrect, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Shirley.
I am buying a new build flat in Shirley. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Shirley you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Shirley.
What is the difference between a licensed conveyancer and conveyancing solicitor in Shirley
There are many registered licenced Conveyancers in Shirley and Solicitor firms in Shirley offering conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in the home buying process. The two can handle associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We are planning to move house in August. Does my conveyancing solicitor communicate with the removal company on the day of completion. As an aside, can you suggest a removal company in Shirley. Conveyancing lawyer was chosen before I stumbled across your site.
On the day of completion you will need to pick up the house keys from your estate agent but this should only occur once the previous owners lawyers inform the agent that the monies to complete are in and the keys can be released. Subsequently you will need to advise the removal company that they can start moving you in. We do not recommend a particular removal organisation but can assist you in choosing a conveyancing in Shirley or a lawyer with expertise in conveyancing in Shirley.
It is unclear whether my bank requires a lease extension. I have called my Shirley bank branch on numerous occasions and was told they are content with the situation and they will lend. My Shirley conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they will not lend in accordance with their specific requirements. Who do I believe?
As long as the solicitor is on the bank panel, she or he must follow the Council of Mortgage Lenders’ Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Should our lawyer be raising questions about flooding as part of the conveyancing in Shirley.
Flooding is a growing risk for lawyers specialising in conveyancing in Shirley. There are those who acquire a house in Shirley, completely expectant that at some time, it may be flooded. However, aside from the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Solicitors are not best placed to give advice on flood risk, but there are a various checks that can be undertaken by the purchaser or on a buyer’s behalf which should figure out the risks in Shirley. The conventional set of property information forms sent to a buyer’s lawyer (where the Conveyancing Protocol is adopted) contains a usual question of the owner to find out whether the property has suffered from flooding. In the event that the property has been flooded in past and is not disclosed by the vendor, then a buyer could commence a legal claim for losses as a result of such an incorrect reply. A buyer’s conveyancers should also carry out an environmental report. This should reveal if there is a recorded flood risk. If so, more detailed inquiries will need to be carried out.
Due to the advice of my in-laws I had a survey completed on a house in Shirley in advance of instructing lawyers. I have been informed that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies will not issue a loan on this type of premises.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. If you e-mail us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Shirley. Conveyancing will be smoother if you use a solicitor in Shirley especially if they regularly deal with such properties in Shirley.