I am in the throes of transferring my domestic mortgage to a Buy to Let Leeds Building Society mortgage. I was told by my mortgage that I must appoint a solicitor for this. I spoke to my previous Shirley conveyancing practitioner who dealt with the legals when I initially purchased the property. The costs illustration issued of £450 plus VAT is surprising as I am not require purchase conveyancing - it’s just a bog-standard refinance.
The charges seem a bit high. If you shop around you may be able to decrease the fees slightly by as much as £125. That being said, providing that you were pleased with the service the firm gave you couldcome to rue choosing an an untested lawyer. Remember to enquire the solicitor can also act for Leeds Building Society. Do make use of our search tool to find a Shirley conveyancing firm on the Leeds Building Society approved list of lawyers, which can often include conveyancing solicitors in Shirley.
Do the conveyancing lawyers to be found on your site conduct auction conveyancing in Shirley?
We know of a few auction practitioners we can connect you with those conducting auction conveyancing. Shirley is just one of our locations in which our lawyers have offices.
I happen to be the sole recipient of my late grandmother’s will with all property in now in my sole name, including the my former home in Shirley. Conveyancing formalities meant that the Land Registry date was in June. I plan to dispose of the house. I understand that there is a CML six month 'rule', which means that my proprietorship could be regarded the same way as if I'd bought the property in June. Will no one buy the property for half a year?
The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. How sensible a view banks take of it, depend on the bank as this provision chiefly exists to capture the purchase and immediately sell or the wholesaling and assigning of properties.
After shopping around on the internet I have found a Shirley conveyancer having made sure that they are on the UBS conveyancing panel. Does my lawyer arrange the survey of the property?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Shirley postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Shirley.
Bank of Ireland have agreed my home loan in principle, my offer on a apartment in Shirley has been accepted, what are the next steps?
Your property agent will wish to be advised as to your property lawyer's details (ensure that the property lawyers are on the lender’s approved list). Telephone Bank of Ireland or your broker and finalise any appropriate documentation. Bank of Ireland will sellect a valuer who will get in touch with the estate agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Bank of Ireland will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Shirley.
I have recentlybecome aware that Wolstenholmes have closed. They conducted my conveyancing in Shirley for a purchase of a leasehold apartment 12 months ago. How can I be sure that my home is in my name in the name of the previous owner?
The quickest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Shirley conveyancing specialists.
I am a sole trader wishing to take over a lease of an office on the high street. Can you recommend lawyers offering no-move-no fees for non-domestic conveyancing in Shirley for less than £1,200?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Shirley, including the disposal and purchase of businesses as well as simply premises. If you are hoping to buy or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will put you in touch with the right firm. Regarding the charges this will depend on the structure and heads of terms of the proposed transaction. Please provide us with your contact information or telephone us so that we can supply you with a fixed commercial conveyancing quote.
My husband and I are novice buyers - had an offer accepted, but the estate agent advised that the seller will only issue a contract if we appoint the agent's preferred solicitors as they want an ‘expedited deal’. We would rather use a local conveyancer accustomed to conveyancing in Shirley
We suspect that the owner is not behind this requirement. Should the vendor desire ‘a quick sale', alienating a motivated purchaser is likely to cause more damage than good. Bypass the agents and go straight to the sellers and make sure they comprehend that (a)you are genuine purchasers (b)you are ready to go, with finances in place © you are chain free (d) you wish to move quickly (e)however you intend to appoint your own,trusted Shirley conveyancing firm - as opposed tothose that will earn their negotiator at the agency a referral fee or meet his conveyancing targets demanded by senior management.