I am getting a mortgage with Halifax. I hope to instruct a Licensed Conveyancer in Crystal Palace. Does the Halifax Conveyancing panel allow for conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
As someone not used to conveyancing in Crystal Palace what’s your top tip you can impart concerning the house moving process in Crystal Palace
Not many law firms shout this from the rooftops but conveyancing in Crystal Palace or throughout England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there exists an abundance of opportunity for confrontation between you and other parties involved in the ownership transfer. For instance, the vendor, estate agent and even potentially the bank. Appointing a solicitor for your conveyancing in Crystal Palace is a critical decision as your conveyancer is your adviser, and is the SOLE party in the legal process whose interest is to look after your legal interests and to protect you.
On occasion a third party with a vested interest may try and convince you that it is in your interests to do things their way. For instance, the estate agent may claim to be assisting by claiming that your lawyer is dragging his heels. Or your financial adviser may try to convince you to do take action that is against your solicitors advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
Are there restrictive covenants that are commonly picked up during conveyancing in Crystal Palace?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Crystal Palace. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Crystal Palace is where the house is located. Is there any guidance you can give?
Flying freeholds in Crystal Palace are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Crystal Palace you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crystal Palace may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it simple use your search facility to get a fee calculation from a conveyancing practitioner in Crystal Palace on the panel for my lender?
Step one is to choose a lender such as Barclays , Bank of Scotland or Aldermore then specify your preferred area for instance Crystal Palace. Conveyancing organisations in Crystal Palace and nationally should be listed.
Do I need to have a meeting at the offices of the lender conveyancing panel solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Crystal Palace as it will be easier to pop in to their offices when needed.
As opposed to twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Crystal Palace.