Finally, a loan offer from HSBC for the refinancing of my 3 room garden flat is expected imminently. Can you suggest a low cost conveyancing lawyer in Woodside?
This site is not designed to assist those in their quest for a cheap conveyancing in Woodside. We can offer you cost effective conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing companies seducing you with ninety nine pound conveyancing in Woodside. The optimum outcome, in going for cheap conveyancing, you will get your money’s worth and at worst you will end up being stung for additional fees and still not get the service required.
I am approaching an exchange on a flat in Woodside and my mum and dad have sent the exchange deposit to my property lawyer. I am now told that as the deposit has not come from me my lawyer needs to disclose this to my lender. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I advised the lender about my parents' contribution when I applied for the mortgage, so is it really appropriate for this now to be an issue?
Your conveyancing practitioner is obliged to check with the bank to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only disclose this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.
My grandmother passed away 10 months ago and as sole heir and executor I was left the property in Woodside. The house had a relatively small loan remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Barclays, pay off the mortgage. Is this possible?
If you intend to refinance then Barclays will require that you use a conveyancer on the Barclays conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Barclays conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Barclays mortgage is registered as a charge at the Land Registry.
I have been on the look out for a ground for flat up to £235,500 and identified one near me in Woodside I like with open areas and station nearby, however it only has 51 years on the lease. I can't really find anything else in Woodside for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you require a home loan the remaining unexpired lease term may be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
What makes your site different to alternative online quote calculators when it comes to conveyancing in Woodside?
At this site receive a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Woodside. As opposed to estate agents and brokerage sites we are not in the business of charging firms a commission if you instruct them for your property ownership legalities in Woodside
I need to find a conveyancing solicitor for leasehold conveyancing in Woodside. I have land on a web site which appears to be the ideal answer If it is possible to get all this stuff done via phone that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?