I can't travel far from East Croydon. I would like to know the reason why all East Croydon lawyers aren't automatically on all mortgage company panels?
Mortgage companies point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud annually.The elimination of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its conclusions included recommendations for mortgage companies to review their conveyancing panels, which kicked off a major policy change in the sector. It led to banks and building societies pruning less reputable firms from their official list of approved property lawyers .
We were going to get a AIP from Yorkshire BS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any East Croydon solicitors on the Yorkshire BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint East Croydon solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.
Completion of my purchase has taken place for my property in East Croydon. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I had an offer accepted on a house in East Croydon on 2/2/2026, valuation was booked 3 days after, received a clean bill of health. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Are TSB entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require quick conveyancing in East Croydon as I am under pressure to complete inside 4 weeks. A home loan is not required. Can I escape the need for conveyancing searches to save fees and time?
As you are are a cash buyer you have the choice not to do searches although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in East Croydon the following are instances of issues that can crop up and therefore affect future mortgageability: Refused Planning Applications, Overdue Charges, Overdue Grants, Railway Schemes,...
I used Action Conveyancing a few years ago for my conveyancing in East Croydon. Now, I need my files however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in East Croydon of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I’m about to sell my garden flat in East Croydon. Conveyancing solicitors are to be appointed soon, but I have recently had a yearly service charge demand – should I leave it to the buyer to sort out?
Your conveyancing lawyer is likely to suggest that you should discharge the service charge as you normally would because all rents and maintenance charges should be apportioned on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Notwithstanding our best efforts, we have been unsuccessful in seeking a lease extension in East Croydon. Can this matter be resolved via the Leasehold Valuation Tribunal?
You certainly can. We can put you in touch with a East Croydon conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a East Croydon property is 29 Woodstock Road in April 2014. the Tribunal determined that the premiums to be paid into court in respect of the purchase of the freehold registered at HMLR under Title N0.SY3997 should be £7,217. This case related to 4 flats. The remaining number of years on the lease was 98 years.
What is the average legal costs for conveyancing in East Croydon?
The average fee last year for conveyancing in East Croydon was just under one thousand five hundred pounds not including SDLT and HMLR fees.