Find a Lender-Approved Local Conveyancer in East Croydon

Ready to buy a new home? Find a law firm approved by your lender.

There is a good reason why you won’t find people saying “if only I would have chosen a cheap factory-type firm”! Go local - instruct a conveyancing solicitor in East Croydon

5 reasons to let us help you select a high street conveyancing solicitor in East Croydon

  • 1 The accumulation of transactions means that East Croydon solicitor have established valuable connections with East Croydon local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all concerned in the process of undertaking your home move in East Croydon.
  • 2 No matter what any other companies may claim it just might be important to pop into your conveyancer to sign legal papers. There are various parties with engaged in a house sale without having to include the postman into the equation.
  • 3 East Croydon property lawyers have a significant advantage when it comes to East Croydon conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other matters that can impact your conveyancing
  • 4 Retaining the services of a a family Solicitor in the main means that you will receive a more personal touch. Sometimes when dealing with a large conveyancing firm, your matter is handled by a team of people who who update you by reading from their computer screens.
  • 5 East Croydon lawyers work in partnership with East Croydon estate agents, developers, surveyors, lenders and other professionals to make sure that the highest level of service is offered to home movers every step of the way, never losing sight of the time-critical nature behind your conveyancing transaction

Examples of recent conveyancing in East Croydon since March 2022*

Purchase

of flat Effingham Road CR0 3NE, at a price of £290,000. Leasehold conveyancing work included: drafting the sale agreement and Transfer, sending the transfer to the seller for execution in readiness for completion, obtaining official copies of the title

Transfer

of terraced residence, Bynes Road, CR2 0PS completing on 21/03/2022 at a price of £380,000. The conveyancing process incorporates some of the following tasks: taking formal instructions from and updating the seller client, setting up the completion formalities, sending title deeds and executed transfer to buyer’s lawyers

Sale

of apartment Harold Road SE19 3PL, at sale price of £345,000. Leasehold conveyancing included: agreeing completion date with parties, preparing statement detailing charges, setting up the completion formalities

Transfer

of terraced premises, Boxwood Way, CR6 9SB completing on 18/03/2022 at a price of £475,000. The conveyancing process included amongst the various tasks: drafting the sale agreement and Transfer, taking formal instructions from and updating the seller client, preparing statement detailing charges

Recently asked questions about conveyancing in East Croydon

My fiance’s dad is a solicitor. I am hopeful that I'll be able to get preferential pricing for conveyancing, but if not, what kind of fees should I be expecting for conveyancing in East Croydon?

It’s a good idea to look for two or three conveyancing estimates. Make use of our comparison tool on this page. The amounts will vary but the service one can expect are distinct between law firms as is true with the vast majority of professional services.

We are buying a flat and require a conveyancing solicitor in East Croydon who is on the Kent Reliance conveyancing panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in East Croydon.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in East Croydon. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/6/2022, the requirements read as follows :

I have decided to exercise my right to buy my property in East Croydon off the council. I have a mortgage offer with Virgin Money. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.

The mortgage over my property is with Co-operative for my property in East Croydon. Conveyancing was finalised 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Co-operative?

Your original mortgage agreement with Co-operative will provide that you need their approval prior to letting out your property as this is likely to be a breach of Co-operative’s mortgage conditions. It may be that Co-operative will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. It should not be necessary to do this via a Co-operative conveyancing panel solicitor.

I can not fathom if my mortgage offer requires a lease extension. I have called my East Croydon building society branch on various occasions and was told they are content with the situation and they will lend. My East Croydon conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

Provided that the lawyer is on the lender panel, they must follow the CML Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am purchasing my first flat in East Croydon with a mortgage from Virgin Money. The developers would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not reveal to my solicitor about this deal as it would jeopardize my mortgage with Virgin Money. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a property in East Croydon ahead of retaining lawyers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies may not give a loan on this type of premises.

It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you e-mail us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in East Croydon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in East Croydon to see if the conveyancing costs will increase in light of this.

Last updated

Sample of conveyancing solicitors in East Croydon regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in East Croydon but also conveyancing throughout England and Wales.

  • Percy Holt & Nowers, 42 George Street, Croydon, Surrey, CR9 1NE
  • Mansouri & Son, 37a - 37b High Street, Croydon, Surrey, CR0 1QB
  • Cardinal Solicitors, 2nd Floor, 51-53 London Road, Croydon, Surrey, CR0 2RF
  • Streeter Marshall, 74 High Street, Croydon, Surrey, CR9 2UU
  • Ormerods, 45 Friends Road, Croydon, Surrey, CR0 1ED

Residential Landlord and Tenant Conveyancing solicitors in East Croydon

The list below is a small selection of solicitors in East Croydon practicing in landlord and tenant law and on the regulations governing different types of tenancies. This will likely include advice on Leasehold Valuation Tribunal proceedings

  • Thomas Sanchez Solicitors Limited, The Lansdowne Building, Lansdowne Road, Croydon, Surrey, CR9 2ER
  • Leasehold Law Llp, Woolwich House, 43 George Street, Croydon, Surrey, CR0 1LB
  • Percy Holt & Nowers, 42 George Street, Croydon, Surrey, CR9 1NE
  • Streeter Marshall, 74 High Street, Croydon, Surrey, CR9 2UU
  • Ormerods, 45 Friends Road, Croydon, Surrey, CR0 1ED

Commercial Conveyancing solicitors in East Croydon regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in East Croydon specialising in commercial conveyancing in East Croydon. This may include advice on re-mortgaging commercial property
  • Percy Holt & Nowers, 42 George Street, Croydon, Surrey, CR9 1NE
  • Mansouri & Son, 37a - 37b High Street, Croydon, Surrey, CR0 1QB
  • Cardinal Solicitors, 2nd Floor, 51-53 London Road, Croydon, Surrey, CR0 2RF
  • Streeter Marshall, 74 High Street, Croydon, Surrey, CR9 2UU
  • Ormerods, 45 Friends Road, Croydon, Surrey, CR0 1ED

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.