It is 10 years ago since I acquired my property in East Croydon. Conveyancing lawyers have recently been appointed on the sale but I can't locate my title documents. Will this cause complications?
Don’t worry too much. First there is a chance that the deeds will be with your mortgage company or they could be in the possession of the lawyers who handled the purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. Almost all conveyancing in East Croydon involves registered property but in the unlikely event that your home is unregistered it is more tricky but is resolvable.
I am about to put a bid on a leasehold flat in East Croydon. The selling agents say that it is standard for flats in East Croydon to have less than 75 years remaining. I am expecting a mortgage with Tesco Bank. Is this going to be a problem if the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 30/10/2025 the requirements read as follows :
We are purchasing a property in East Croydon. It might be a silly question but how we can trust a lawyer? On completion day we have to deposit funds into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
What is the difference between a licensed conveyancer and conveyancing solicitor in East Croydon
There are two types of lawyers who can do conveyancing in East Croydon namely licenced conveyancers or solicitors. The two can administer conveyancing services that required to complete the sale or acquisition of property. Both are obliged to carry out East Croydon conveyancing to the same standards and guidelines so you may be sure that your conveyancing will be properly conducted and that all necessary procedures will be correctly attended to.
I have paid off my mortgage with Co-operative. I assume I don't need a East Croydon property lawyer on the Co-operative panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I have been on the look out for a ground for flat up to £305k and found one near me in East Croydon I like with amenity areas and station in the vicinity, however it's only got 61 years on the lease. I can't really find anything else in East Croydon for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a home loan the shortness of the lease will likely be a potential deal breaker. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.
As co-executor for the will of my father I am selling a property in Monmouth but reside in East Croydon. My solicitor (who is 235 kilometers awayrequires that I execute a stat dec ahead of completion. Can you recommend a conveyancing solicitor in East Croydon to attest this legal document for me?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are located in East Croydon
I’m about to sell my garden apartment in East Croydon.Conveyancing lawyers have not yet been instructed but I have just had a quarterly service charge invoice – Do I pay up?
It best that you clear the service charge as you normally would because all ground rent and service invoices should be allottedon completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially