After what seems like an age a loan offer from NatWest for the refinancing of my 2 room apartment is expected by the end of next week. Could you put forward a cheap conveyancing practitioner in East Croydon?
This site is not designed to assist those in their quest for cut-price fees for conveyancing in East Croydon. We can offer you affordable conveyancing but our intention is not to advertise as being the cheapest. Resist the temptation to appoint brokers teasing you with £100 conveyancing in East Croydon. In your best case scenario, in being led by low cost conveyancing, you will earn what you pay for and at worst it will result in you with a hefty uplift in extras and still not end up with the service required.
Finally the sale completed on my house in East Croydon last March yet the purchaser is Skype messaging every few hours to say his lawyer is waiting to hear from myconveyancer. What are the post completion sale formalities now that I have sold?
Following your sale your solicitor is obliged to send the transfer documentation and all supplemental paperwork to the purchaser's lawyers. Where appropriate, your conveyancer must also send confirmation that the home loan has been repaid to the purchasers conveyancers. There are no post completion steps peculiar conveyancing in East Croydon.
Is it correct that all East Croydon CQS (Conveyancing Quality Scheme) solicitors are on the Barclays conveyancing list of approved firms?
It is true that some banks and building societies now utilise the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.
I have today made my last payment due on my mortgage with Skipton. I assume I don't need a East Croydon conveyancing practitioner on the Skipton panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
The formalities of my purchase has taken place for my property in East Croydon. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
It has been 3 months following my purchase conveyancing in East Croydon completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Having had my offer accepted I require leasehold conveyancing in East Croydon. Before I set the wheels in motion I would like to find out the unexpired term of the lease.
Assuming the lease is registered - and almost all are in East Croydon - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
My wife and I have hit a brick wall in trying to purchase the freehold in East Croydon. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Where there is a absentee landlord or where there is dispute about what the lease extension should cost, under the relevant statutes you can apply to the First-tier Tribunal (Property Chamber) to arrive at the price.
An example of a Freehold Enfranchisement decision for a East Croydon property is 29 Woodstock Road in April 2014. the Tribunal determined that the premiums to be paid into court in respect of the purchase of the freehold registered at HMLR under Title N0.SY3997 should be £7,217. This case affected 4 flats. The unexpired residue of the current lease was 98 years.
We have selected a East Croydon conveyancing solicitor for our home move (novice purchasers) and have picked up in the engagement letter that they are not covered by the Financial Conduct Authority. Am I right to be worried or is that standard with conveyancer?
We can't see why they should be. Most conveyancer don't lend money. You should check that they are regulated by the Solicitors Regulation Authority, who dictate stringent rules in relation to funds sitting by them.