I am in need of a conveyancer. Should I go for for a nationwide conveyancer rather than a local Penge conveyancing solicitor?
Established third party relationships is an important consideration when appointing conveyancing solicitors. Penge conveyancers often have long term relationships with financial advisers and agents, local authorities, surveyors and other conveyancing firms meaning the whole process is going to be much smoother for you. Hosting vast knowledge of the local area is also a plus .
We are planning to acquire a flat and require a conveyancing solicitor in Penge who is on the Bank of Ireland approved panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Penge.
Will my solicitor be asking questions concerning flooding during the conveyancing in Penge.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Penge. There are those who purchase a property in Penge, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Conveyancers are not best placed to give advice on flood risk, however there are a numerous searches that can be initiated by the buyer or by their solicitors which will give them a better understanding of the risks in Penge. The standard property information forms given to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) includes a usual inquiry of the vendor to discover if the property has ever been flooded. If flooding has previously occurred and is not notified by the seller, then a purchaser may commence a claim for damages as a result of such an misleading answer. A purchaser’s lawyers will also carry out an environmental report. This will indicate if there is any known flood risk. If so, additional inquiries will need to be made.
I have a renovated Georgian house in Penge. Conveyancing practitioner represented me and The Royal Bank of Scotland. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Penge and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing lawyer who conducted the purchase.
How do I identify a Penge law firm on the Alliance & Leicester conveyancing panel? I drive a motor bike and am happy to travel upto 25miles to meet the conveyancer.
You can use the facility on this page. Please pick a lender and your location and you will see a number of Penge conveyancing lawyers locally. We have detailed some Penge conveyancing firms at the bottom of this page and you can telephone them to check whether they are on the Alliance & Leicester member panel
We have an offer in principle from Norwich and Peterborough Building Society who suggested that they will lend up to £218k. At what point do I need to instruct a practitioner for conveyancing? Penge is where we plan to move to.
You can instruct a conveyancing practitioner now and ask them to generate a file for you. This will trigger: 1) the estate agent to send out the Sales Memo to the relevant parties 2) the seller’s conveyancer to send out the draft agreement. However, do not instruct your conveyancer to start searches until you have your valuation report from Norwich and Peterborough Building Society and you are willing to move forward.