It is is a decade since I purchased my house in Selhurst. Conveyancing lawyers have recently been retained on the sale but I can't find my deeds. Will this cause complications?
You need not be too concerned. First there is a possibility that the deeds will be kept by the lender or they could still be with the solicitor who acted in your purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. The vast majority of conveyancing in Selhurst involves registered property but in the unlikely event that your home is not registered it is more of a problem but is not insurmountable.
When it comes to lenders such as UBS, do Selhurst solicitors incur a fee to be on the conveyancing panel?
We are not aware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
Can you point me to a directory of Skipton panel solicitors in Selhurst on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the CML or Building Society Association sites. Very few lending institutions make their panel listings visible over the internet. Where you are looking for a Selhurst conveyancer on the Skipton please use our facility.
We were going to get a DIP from Santander this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Santander recommend any Selhurst solicitors on the Santander conveyancing panel, or is it better to go independently?
You will need to appoint Selhurst solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
Do commercial conveyancing searches disclose planned roadworks that may impact a commercial site in Selhurst?
Its becoming the norm that commercial conveyancing solicitors in Selhurst will execute a SiteSolutions Highways report as it reduces the time that conveyancers expend in sourcing accurate data on highways that impact buildings and development assets in Selhurst. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Selhurst.
For each commercial conveyancing transaction in Selhurst it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can result in delays to Selhurst commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not conducted for residential conveyancing in Selhurst.
The estate agent has sent us the confirmation of our purchase of a new build flat in Selhurst. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Selhurst
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I am looking for a ground for flat up to £245,000 and found one close by in Selhurst I like with amenity areas and railway links in the vicinity, however it's only got 52 years on the lease. There is not much else in Selhurst for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a home loan the shortness of the lease may be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of twenty four months you may request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
I am one month into a residential purchase having been referred to conveyancers by the estate agent to do our conveyancing in Selhurst. We are not happy. Could you help me find new conveyancers?
They would need to be really poor in order to consider diss instructing them. Has your loan offer been generated? If so you must inform them of the new solicitor and have the offer are re-sent. The solicitor ideally needs to be on the mortgage company panel to avoid escalating costs and delays. So that should be your starting point. Our search tool can help you find a lender approved lawyer for your home move in Selhurst