We are due to move property in May. Will my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you suggest a removal company in Croydon. Conveyancing lawyer was found before I stumbled across your site.
On the afternoon of completion you can pick up the keys from the selling agent however this should only take place once the vendors conveyancers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be released. After that you should tell the removal men that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can help you find a conveyancing in Croydon or a lawyer with expertise in conveyancing in Croydon.
We previously selected solicitors located in Croydon on the Nottingham solicitor approved list. They are now charging me an additional fee for dealing with the Nottingham mortgage. Is this an additional conveyancing fee set by Nottingham?
Provided it is contained in their Terms of Engagement or Quote then yes your conveyancing practitioner is entitled to levy a fee for this. This charge is not set by Nottingham but by your Croydon lawyer. Some firms on the Nottingham panel will levy ’dealing with mortgage’ fee but plenty of firms incorporate it on their overall fee.
My fiancee and I are in the process of viewing apartments in Croydon and I am about to put in an offer. Should I already have a conveyancer in place at this stage? I am planning to take a home loan with Santander.
It would be sensible to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. As you are taking out a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.
Just acquired a detached house in Croydon , how long should it take for the Land Registry to deal with the formalities evidencing my title? My Croydon conveyancing solicitor has been very slow, so I want to check that my purchase is registered.
There is nothing unique about conveyancing in Croydon registration formalities. Rather than based on location, timeframes can vary according to who lodges the application, whether it is in order and if the Land registry need to notify any interested parties. As of today roughly three quarters of such applications are fully dealt with in less than three weeks but some can be subject to longer hold-ups. Registration is effected after the new owner has moved in to the property so 'speed' is not typically top priority yet where it is urgent that the the registration takes place urgently then you or your conveyancer must communicate with the Registry to express the reasoning for an expedited registration.
How does conveyancing in Croydon differ for newly converted properties?
Most buyers of new build or newly converted property in Croydon approach us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is finished. This is because house builders in Croydon tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Croydon or who has acted in the same development.
Over the last few months I have been searching for a flat up to £245,000 and identified one close by in Croydon I like with amenity areas and railway links in the vicinity, however it's only got 49 remaining years left on the lease. There is not much else in Croydon suitable, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a mortgage the shortness of the lease will likely be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.
Given that I will soon spend hundreds of thousands of pounds on a garden flat in Croydon I would like to have a conversation with the lawyer regarding thetransaction in advance of giving the go ahead to the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the conveyancer due to be conducting your conveyancing in Croydon.There is no ‘factory style conveyancing’ - each client is unique person, not a case reference. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Croydon should be the figure that you are charged.
I have just started marketing my basement apartment in Croydon. Conveyancing has not commenced, however I have just received a yearly service charge demand – Do I pay up?
It best that you pay the service charge as usual given that all rents and maintenance charges will be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
After months of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Croydon. Can we issue an application to the Residential Property Tribunal Service?
in cases where there is a missing freeholder or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to decide the price payable.
An example of a Freehold Enfranchisement matter before the tribunal for a Croydon premises is 29 Woodstock Road in April 2014. the Tribunal determined that the premiums to be paid into court in respect of the purchase of the freehold registered at HMLR under Title N0.SY3997 should be £7,217. This case was in relation to 4 flats. The unexpired lease term was 98 years.