Find a Lender-Approved Local Conveyancer in Croydon

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Reasons to use our Croydon conveyancing solicitors

  • 1 The Croydon conveyancing practitioners that are identified are dedicated to providing the most cost, efficient and transparent conveyancing service to borrowers, sellers and investors in Croydon
  • 2 Peace of mind comes when you choose the very best, most recommended conveyancing solicitors. Croydon has a number to select from, but for a truly professional and dependable service many local people have been use the recommendation of this site.
  • 3 Low cost packages from online conveyancers might seem attractive. However, these organisations are often based hundreds of miles away with little understanding of the factors that impact property transactions in Croydon
  • 4 Croydon conveyancer are the linchpin to a successful Croydon conveyancing experience, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing
  • 5 Our site offers largest residential conveyancing directory listing bank approved law firms conducting conveyancing in Croydon who are regulated by the SRA or CLC.

Examples of recent conveyancing in Croydon since April 2021*

Recently asked questions about conveyancing in Croydon

Me and my fiance are buying a 1 bedroom apartment in Croydon with a mortgage. We wish to retain our Croydon solicitor, however the mortgage company advise he's not on their "panel". We have to appoint one of the lender panel firms or keep our Croydon property lawyer and pay for one of their panel ones to represent them. This feels very unfair; is there anything we can do?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Croydon conveyancing lawyer to apply to be on the conveyancing panel.

My Solicitor in Croydon is not on the Halifax Conveyancing Panel. Is it possible for me to use my family solicitor notwithstanding that they are not on the Halifax panel of approved conveyancing solicitors?

Your options are as follows:

  1. Carry on with your preferred Croydon solicitors but Halifax will need to retain a lawyer on their list of acceptable firms. This will result in additional overall conveyancing fees as well as result in frustration.
  2. Choose an alternative practitioner to act in the conveyancing, not forgetting to check they are Halifax approved.
  3. Try to convince your Halifax based solicitor to seek to join the Halifax panel

Despite weeks of looking the Title Certificate and documents to my property are lost. The solicitors who handled the conveyancing in Croydon 10 years ago have long since closed. What are my next steps?

You no longer need to have the physical official documentation to establish that you own the land or property, as the Land Registry have everything they need in a digital format.

I am buying my first flat in Croydon with a mortgage from Godiva Mortgages Ltd. The developers would not move on the price so I negotiated £7000 of extras instead. The property agent told me not inform my lawyer about the side-deal as it could impact my loan with Godiva Mortgages Ltd. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a ground for flat up to £245,000 and found one close by in Croydon I like with open areas and railway links nearby, however it's only got 52 remaining years left on the lease. There is not much else in Croydon in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?

If you require a mortgage that many years may be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you may request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.

Our solicitor in Croydon has uncovered a defect with the lease for the property we are buying in Croydon. The seller’s lawyers have put forward defective title insurance as a workaround. We are content with insurance and will cover the costs. Our solicitor says that as he is on the bank conveyancing panel he must be satisfied that the lender is happy with this solution. Are we the client or is the bank?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the mortgage company are the client. A precondition to being on the lender approved panel is to comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects will the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

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Commercial Conveyancing solicitors in Croydon regulated by the SRA

The firms listed below are a small selection of solicitors in Croydon with expertise in commercial conveyancing in Croydon. This may include advice on commercial leases including all matters relating to landlord and tenant law
  • Percy Holt & Nowers, 42 George Street, Croydon, Surrey, CR9 1NE
  • Mansouri & Son, 37a - 37b High Street, Croydon, Surrey, CR0 1QB
  • Streeter Marshall, 74 High Street, Croydon, Surrey, CR9 2UU
  • Ormerods, 45 Friends Road, Croydon, Surrey, CR0 1ED
  • Cardinal Solicitors, 2nd Floor, 51-53 London Road, Croydon, Surrey, CR0 2RF

Residential Licensed Conveyancers in Croydon regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Croydon but also conveyancing across England and Wales.
  • R & C Property Lawyers Llp, 10A Upper Tooting Road, SW17 7PG
  • Walter Saunders, 382 Brockley Road, SE4 2BY

Planning law solicitors in Croydon regulated by the Solicitors Regulation Authority

The firms listed below are a small selection of solicitors in Croydon practicing in planning law. The solicitors can give expert legal advice on all aspects of planning, including compulsory purchases in Croydon
  • Gowen & Stevens Llp, 5 Mulgrave Chambers, 26-28 Mulgrave Road, Sutton, Surrey, SM2 6LE
  • A E Short, 144 Bromley Road, Beckenham, Kent, BR3 6PG
  • Crescent Law, 81 London Road, Morden, Surrey, SM4 5HP
  • Jeremy Marozzi & Co Solicitors, 12 Merton Park Parade, Wimbledon, London, SW19 3NT
  • Wellers Law Group Llp, Tenison House, Tweedy Road, Bromley, Kent, BR1 3NF

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.