I am acquiring a property for cash in Croydon. I have lived for the last 15 years in Croydon. Conveyancing searches are expensive. Given that I know the road and vicinity intimately should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a mortgage, then almost all of the Croydon conveyancing searches are at your discretion. Your lawyer will 'advise', perhaps strongly, that you should have searches done, but he has a professional duty to take that path of guidance. One thing to bear in mind; if you are intend to sell the house in the future, it may be of importance to your future purchaser what the searches determine. There are plenty of instances where premises with day to day issues can still reveal unexpected search results. A good conveyancing solicitor in Croydon should be able to give you some practical advice in this regard.
Are the BSA planning on creating a search tool with a view to list firms on the Darlington Building Society conveyancing panel for example in Croydon?
Lexsure has not been advised of any plans on the part of the BSA to promote such a register.
This question may be naive but I am unseasoned as FTB of a garden flat in Croydon. Do I collect the keys to the house on the completion date from my conveyancer? If so, I will instruct a local conveyancing solicitor in Croydon?
On the day of completion you will not be required to go to the conveyancers office in Croydon. Your solicitors will arrange to send the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you should be invited to receive the keys from the property Agents and move into your new home. This tends to happen early afternoon.
Is it the case that all Croydon conveyancing solicitors on the Nottingham conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Nottingham approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Many mortgage companies do list licenced conveyancers on their panel and in that case the practice would be governed by the CLC.
I have decided to exercise my right to buy my property in Croydon off the council. I have a mortgage offer with Coventry BS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.
I know that there are debates on Chancel Insurance on online forums. Do I need this when purchasing a residence in Croydon? or I am told that there is a law dating back centuries that could mean that homeowners living in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Croydon?
Unless a prior purchase of the premises completed post 12 October 2013 you may take it that conveyancing practitioners carrying out conveyancing in Croydon to continue to advocate a chancel search and or insurance against a claim.
As co-executor for the will of my grandfather I am selling a residence in Cardiff but reside in Croydon. My conveyancer (based 300 miles from mehas requested that I execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Croydon who can witness this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are based in Croydon
A conveyancing firm acted on my conveyancing in Croydon four years past having archived my deeds but has now closed – What can I do to get hold of them?
Title deeds, as such, are no longer appropriate for most homes in Croydon are registered digitally at Land Registry. If you need to prove evidence of proprietorship or are selling or re-mortgaging your lawyer can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to firstname.lastname@example.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.