Recently been in touch with my conveyancing lawyer in West Croydon who completed the legal work 18 months ago and wanted a conveyancing estimate based on an identical type of house move (a leasehold premises and a freehold property) of similar values with a loan from Lloyds TSB Bank. I am now being quoted twice the amount. Should I hunt for an alternative firm of conveyancing solicitor?
The estimate fees seem a little high. If you you were to look around you might reduce the fees marginally by say £125. That being said, if you were happy with the service the firm offered you maylive to rue opting for an an unknown solicitor. If is important to check the conveyancer can also act for Lloyds TSB Bank. Do use our search tool to get a quote a West Croydon conveyancing firm on the Lloyds TSB Bank approved list of lawyers, which can often include conveyancing solicitors in West Croydon.
I have given 2 months notice to my current landlord and must leave my let out flat in West Croydon by the end of next month. Conveyancing for my house purchase is progressing. Can I complete in three weeks as don't want to have to find short term accommodation?
The normal practice is not to give notice on a rental until your lawyer suggests that you should. Assuming that you have not already done so, speak to your conveyancer and request that they chase the other solicitors, try to an agreed time frame that all parties will aim to achieve
I own a freehold premises in West Croydon yet pay rent, why is this and what is this?
It is rare for properties in West Croydon and has limited impact for conveyancing in West Croydon but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.
Due to the input of my in-laws I had a survey completed on a property in West Croydon prior to appointing solicitors. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some lenders may not grant a mortgage on such a premises.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. If you e-mail us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in West Croydon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in West Croydon to see if the conveyancing will be more expensive.
How straightforward is it to use the search app to choose a conveyancing lawyer in West Croydon on the approved list for my mortgage?
First select a bank such as Nationwide Building Society, Virgin Money or Godiva Mortgages Ltd then type in your location for example West Croydon. Conveyancing organisations in West Croydon and further afield should be identified.
My brother-in-law has suggested I instruct a conveyancing solicitor in West Croydon. I I would like to check if they are on the bank's approved list of lawyers. Could you or the lender confirm if they are on the panel?
It’s a good idea phone your solicitor to check if they are on the lender's approved list. Alternatively please get in touch with us and we can investigate and revert. If they are not on the lender panel we we can help find a reputable conveyancing solicitor in West Croydon on the panel for your mortgage company.