We are a couple about to sign contracts for a leasehold flat in West Croydon. We encountered a problem. Our mortgage offer with TSB runs out on 1/10/2026 but the owners are insisting on a completion date of 5/10/2026. Is it possible to prolong the loan offer?
The best person to deal with your question is your lawyer who will hopefully assess if they better off negotiating with the lender, seller’s representatives, selling agents or indeed all parties based on the history of your conveyancing as of today.
We are selling our house in West Croydon. Will the solicitor have to be required to be on the Co-operative conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Co-operative conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.
Are there restrictive covenants that are commonly picked up as part of conveyancing in West Croydon?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in West Croydon. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build house in West Croydon with a loan from Britannia. The builders would not budge the price so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not reveal to my solicitor about this side-deal as it may jeopardize my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it possible to swap solicitor as I need to retain a firm on the Santander conveyancing panel. I hired a local conveyancing solicitor in West Croydon round the corner but he is not approved by Santander
It would be our pleasure to help you select a conveyancing solicitor in West Croydon on the Santander panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in West Croydon. In making use of search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in West Croydon.
I am intending to sublet my leasehold apartment in West Croydon. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for their consent?
Even though your previous West Croydon conveyancing lawyer is no longer available you can review your lease to check if you are permitted to let out the premises. The rule is that if the lease is silent, subletting is allowed. There may be a precondition that you are obliged to seek consent from your landlord or other appropriate person in advance of subletting. The net result is that you cannot sublet in the absence of first obtaining permission. Such consent must not not be unreasonably refused ore delayed. If the lease does not allow you to sublet you will need to ask your landlord if they are willing to waive this restriction.
I have tried to negotiate informally with with my landlord to extend my lease without getting anywhere. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a West Croydon conveyancing firm to help?
Most certainly. We can put you in touch with a West Croydon conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a West Croydon premises is 29 Woodstock Road in April 2014. the Tribunal determined that the premiums to be paid into court in respect of the purchase of the freehold registered at HMLR under Title N0.SY3997 should be £7,217. This case related to 4 flats. The unexpired residue of the current lease was 98 years.