We are a couple about to sign contracts for a freehold house in West Croydon. We encountered a stumbling block. The mortgage offer with TSB expires on 17/9/2026 but the owners are putting forward a completion date of 21/9/2026. Can one extend the mortgage expiry date?
The person best placed to address this question is your solicitors who will assess whether he or she is corresponding with the mortgage broker, seller’s representatives, estate agents or indeed all parties based on the circumstances your conveyancing to date.
I am buying a flat and need a conveyancing solicitor in West Croydon who is on the Halifax approved. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Halifax in certain locations such as West Croydon. We dont recommend any particular firm.
I am purchasing a property and the solicitor has mentioned Chancel Repair to which the house may be liable given it’s proximity to the area of such a church. She has mentioned insurance. Is this really necessary for conveyancing in West Croydon
Unless a previous acquisition of the property completed post 12 October 2013 you may assume that conveyancing practitioners handling conveyancing in West Croydon to continue to recommend a chancel search and or insurance against a claim.
Just had an offer accepted on a new build apartment in West Croydon. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in West Croydon
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply a car parking plan.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. West Croydon is the location of the property. What do you suggest?
Flying freeholds in West Croydon are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in West Croydon you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Croydon may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Having checked my lease I have discovered that there are only 72 years left on my lease in West Croydon. I now wish to get lease extension but my landlord is can not be found. What should I do?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the Court. You will be obliged to prove that you have made all reasonable attempts to track down the landlord. For most situations an enquiry agent may be useful to conduct investigations and to produce an expert document to be used as proof that the freeholder is indeed missing. It is wise to seek advice from a conveyancer in relation to devolving into the landlord’s disappearance and the vesting order request to the County Court overseeing West Croydon.
After years of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in West Croydon. Can we issue an application to the Residential Property Tribunal Service?
in cases where there is a missing freeholder or if there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to calculate the amount due.
An example of a Freehold Enfranchisement decision for a West Croydon flat is 29 Woodstock Road in April 2014. the Tribunal determined that the premiums to be paid into court in respect of the purchase of the freehold registered at HMLR under Title N0.SY3997 should be £7,217. This case affected 4 flats. The remaining number of years on the lease was 98 years.