Why do I have to pay up front for conveyancing in Thurrock?
If you are buying a property in Thurrock your solicitor will ask you put them with funds to cover the search fees. This will be the total of the cost of the conveyancing searches. When the deposit is payable against the sale price then this will be required shortly in advance of contracts are exchanged. The closing balance that is due should be transferred shortly before completion.
Do the Building Society Association intend to launch a online directory to to identify solicitors on the Norwich and Peterborough Building Society conveyancing panel for example in Thurrock?
We would not expect to be advised of any intention on the part of the BSA to promote such a register.
There is lots of information on this site about conveyancing in Thurrock but what is your top tip for choosing the right conveyancer in Thurrock
It would be unwise to be seduced by the lowest Thurrock conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I have today made my last payment due on my mortgage with Yorkshire BS. I assume I don't need a Thurrock property lawyer on the Yorkshire BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
I currently have a mortgage with Bank of Ireland for my property in Thurrock. Conveyancing has been completed some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Bank of Ireland?
Bank of Ireland must be informed of your intention before letting out your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. You need not do this via a Bank of Ireland conveyancing panel lawyer.
Are there restrictive covenants that are commonly identified as part of conveyancing in Thurrock?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Thurrock. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What does commercial conveyancing in Thurrock cover?
Thurrock conveyancing for business premises incorporates a broad array of guidance, given by qualified solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
My husband and I are one month into a freehold purchase having been referred to conveyancers by the estate agent to execute conveyancing in Thurrock. I am not happy. Can you help me find new solicitors?
They would have to be really poor to suggest changing them. Has the mortgage offer been generated? If so you must make them aware of the new contact details and have the loan are re-issued. The conveyancer needs to be on the lenders panel to avoid added fees and delays. That should be your first question of the new conveyancers. Our search tool will help you find a bank approved solicitor for your home move in Thurrock