We are buying a 2 bedroom apartment in Walderslade with a homeloan from Clydesdale.We use our Walderslade conveyancing practitioner but Clydesdale advised that her practice is not listed on their "panel". we are left little option but to use a Clydesdale panel solicitor or keep our preferred solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The loan issued to you contains various provisions, a common one being that solicitors needs to be on the Clydesdale solicitor panel. Until recently, most mortgage companies had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Clydesdale
Have just purchased a repossessed house at auction in Walderslade. Conveyancing is needed. What are my next steps?
Having legally committed yourself to purchase you will need to hire the services of a conveyancing practitioner quickly as you will have a pending a drop dead date to complete the transaction. Every auction property will ordinarily have a bespoke legal set of papers. This should include most,if not all of the paperwork that your lawyer requires. Where you are dealing with leasehold premises the auction pack may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to leasehold premises. You must pass this on to the solicitor instructed by you at the earliest opportunity. You also need to ensure that you have funds organised to complete the transaction on the set completion date.
I'm the sole recipient of my late grandmother’s estate and I have everything in my name alone, including the house in Walderslade. Conveyancing formalities meant that the Land Registry date was in November. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership will be considered the same way as if I'd bought the house in November. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How sensible a view mortgage companies take of it, depend on the bank as this provision is principally there to identify subsales or the wholesaling and assigning of properties.
My offer was accepted on a house in Walderslade on 28/10/2025, valuation was booked 4 days after, received a clean bill of health. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
Due to the input of my in-laws I had a survey completed on a property in Walderslade ahead of appointing solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some lenders tend not issue a mortgage on this type of house.
It varies from the lender to lender. HSBC has different instructions for example to Halifax. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Walderslade. Conveyancing will be smoother if you use a solicitor in Walderslade especially if they are familiar with such properties in Walderslade.
In scouring the internet for the words cheap conveyancing in Walderslade it brings up numerous solicitorslocally. How do I determine which is the suitable solicitor for my move?
The ideal method of choosing the right conveyancer is via personal recommendation, so seek the counsel of friends and family who have acquired a property in Walderslade or a local estate agent or mortgage broker. Fees for conveyancing in Walderslade vary, so it's advisable to request at least four fee calculations from different property lawyers. Make sure that you know that the costs are guaranteed not to rise.
I am on look out for some leasehold conveyancing in Walderslade. Before I set the wheels in motion I require certainty as to the number of years remaining on the lease.
If the lease is registered - and almost all are in Walderslade - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I bought a leasehold flat in Walderslade, conveyancing was carried out May 1996. Can you work out an approximate cost of a lease extension? Corresponding properties in Walderslade with an extended lease are worth £202,000. The ground rent is £60 per annum. The lease expires on 21st October 2082
With 57 years left to run the likely cost is going to range between £28,500 and £33,000 plus plus your own and the landlord's "reasonable" professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.
How up-to-date is your database of lawyers on the lender conveyancing panel in Walderslade? Do the banks send you an updated list?
Walderslade law firm practices and firms carrying out conveyancing in Walderslade themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the bank directly.