Would the conveyancing lawyers that you recommend carry out auction conveyancing in Kent?
There are a number of niche practitioners we can put you in touch with those conducting auction conveyancing. Kent is one of our locations in which our lawyers are based.
I am considering applying for a Co-operative mortgage for purchase of a newly converted (under development) in Kent with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Co-operative ?
There is nothing to stop you using your solicitor, but Co-operative will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
It has been four months following my purchase conveyancing in Kent completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the advice of my in-laws I had a survey completed on a house in Kent before retaining solicitors. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some banks may not give a mortgage on such a premises.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you contact us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Kent. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kent to see if the conveyancing costs will increase in light of this.
Is it best to go with a Kent conveyancing solicitor in close proximity to the house I am buying? An old friend can conduct the legal formalities but her office is over three hundred miles away.
The primary upside of using a local Kent conveyancing firm is that you can pop in to sign paperwork, hand in your ID and apply pressure on them where appropriate. They will also have local intelligence which is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If you know people who instructed your friend and on the whole were impressed that must trump using an unfamiliar Kent conveyancing lawyer solely due to them being round the corner.
Me and my wife are about to exchange on the purchase a property in Kent but as a result of wreckage from the recent storms I have agreed recompense from the owner of £2k by way of a adjustment in the price. This was going to be dealt with as part of the conveyancing process yet the lender will not permit this. Should they have been involved?
The property lawyer being on the bank approved list is obliged to advise the mortgage company of any amendments to the purchase figure. If you did not allow your property lawyer to report the reduction to your bank then they would have no choice but to discontinue acting for you and the bank.