I am hoping to receive a mortgage with Lloyds. I intend to instruct a Licensed Conveyancer in Kent. Does the Lloyds Conveyancing panel include Licensed Conveyancers?
The Lloyds approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
There are numerous conveyancing solicitors in Kent but how do I know who's good?
Do not opt for the cheapest Kent conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
How can we tell if a Kent conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Kent obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor handling your conveyancing.
We are getting a further advance on our home loan from Santander as we intend to carry out renovations to our home in Kent. Do we need to appoint a high street Kent solicitor on the Santander conveyancing panel to deal with the legals?
Santander would not normally appoint a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander panel.
I note that there are debates on Chancel Insurance on online forums. Do I require this when buying a property in Kent? or Apparently there is historic law that could mean that homeowners living in a parish church boundary will be compelled to contribute towards repairs to the chancel in proximity to the church. Is this appropriate for conveyancing in Kent?
Unless a prior purchase of the premises took place after 12 October 2013 you could expect conveyancing practitioners carrying out conveyancing in Kent to continue to propose a a chancel search and or insurance against a claim.
I am purchasing a new build house in Kent with a loan from Santander. The developers refused to budge the price so I negotiated 6k of extras instead. The property agent suggested that I not disclose to my conveyancer about the extras as it would impact my mortgage with Santander. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am a fortnight into a freehold purchase having been referred to solicitors by the local agent to execute conveyancing in Kent. I am am very dissatisfied with the quality of service. Can you you assist me in finding new lawyers?
A solicitor would have to be very poor to suggest changing them. Has your loan offer been issued? If so you need to make them aware of the new contact details and have the loan are re-sent. Your new conveyancer needs to be on the banks panel to avoid added fees and delays. That should be your starting point. Our search tool can help you find a lender approved conveyancer for your conveyancing in Kent
I am due to assess costs for conveyancing in Kent from numerous conveyancing practitioner and choose one. Should I tell them to sit tight until I I have an offer accepted on a apartment.
We suggest that you wait to get your property lawyer to open a file and apply for searches once the offer has been accepted on the property especially as Kent conveyancing searches are costly.