Find a Lender-Approved Local Conveyancer in Gurnard

Ready to buy a new home? Find a law firm approved by your lender.

If you have reached us by Googling ‘Conveyancing in Gurnard’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Gurnard.

Main reasons to use our service to assist you select a local conveyancing solicitor in Gurnard

  • 1 Using a a family Solicitor in the main means that you will receive a more personalised service. Online forums often suggest that in appointing a large conveyancing firm, your conveyancing is dealt with by a team of people who check what is happening on the file by reading from their computer screens.
  • 2 There is a distinct possibility the other side’s solicitors have offices in Gurnard - if so both parties are likely to be less confrontational
  • 3 Our site offers most comprehensive residential conveyancing directory listing mortgage company approved property lawyers conducting conveyancing in Gurnard registered with the SRA or CLC.
  • 4 Firms that specialise in conveyancing in Gurnard regularly deal withlocal issues peculiar to Gurnard and therefore you may benefit from better advice and speedier conveyancing.
  • 5 The practices listed on our directory have a mix of conveyancing practitioners, legal executives and support staff handling over one hundred thousand cases each year.

Examples of recent conveyancing in Gurnard since July 2020*

Recently asked questions about conveyancing in Gurnard

I am purchasing a new build flat in Gurnard. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Gurnard you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Gurnard.

is it true that all Gurnard solicitor practices on the Coventry BS conveyancing panel are regulated by the SRA?

As solicitors, in order to be on the Coventry BS approved list of solicitors they would need to be overseen by the SRA. The majority of lenders do permit licenced conveyancers on their panel and in that case the organisation would be regulated by the Council of Licensed Conveyancers.

I am purchasing a property in Gurnard. One unusual aspect is that the roof has a solar panel. Co-operative have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is Co-operative your lawyer must check the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook includes minimum requirements for solar panel roof-space leases, and solicitors are required to report to Co-operative where a lease does not comply with these requirements. The requirements relate to the installation of panels on properties nationwide and is not restricted to Gurnard.

My offer was accepted on an apartment in Gurnard on 15/9/2020, valuation was booked five days later, all came back fine. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Are Bank of Ireland entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am buying a new build flat in Gurnard. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Gurnard

    The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

What tools are available to locate a Gurnard law firm on the Bank of Scotland conveyancing panel? I have wheels and am willing to travel upto 10kilometers to meet the solicitor.

Feel free to make use of the search on this page. Please pick a lender and your location and you will see a number of Gurnard conveyancing lawyers locally. We have detailed some Gurnard conveyancing firms towards the end of this page and you can ring them to check if they are on the Bank of Scotland member panel

What makes a Gurnard lease problematic?

There is nothing unique about leasehold conveyancing in Gurnard. Most leases are individual and legal mistakes in the legal wording can sometimes mean that certain provisions are erroneous. For example, if your lease is missing any of the following, it could be defective:

    A duty to insure the building A provision to repair to or maintain parts of the building

You may have difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Halifax, Virgin Money, and Godiva Mortgages Ltd all have express conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to grant the mortgage, forcing the purchaser to pull out.

Gurnard Leasehold Conveyancing - A selection of Queries Prior to Purchasing

    How many of the leaseholders are in arrears for their maintenance charge payments? How long is the Lease? Is the freehold reversion owned collectively by the tenants?

I acquired a property in Gurnard last 31/7/2019 and to date it is still not registered with HM Land Registry. It was part of a new estate and my conveyancing practitioner told me that it can take 12 months to register. I have spoken with HMLR directly and they have informed me the original application was cancelled due to questions not being addressed in time. Do I need to be concerned?

It is your conveyancing practitioner that you must turn to here in order to satisfy any concerns which have arisen as part of the registration process for your Gurnard property. Normal Gurnard conveyancing practice includes an undertaking on the part of the previous owner’s conveyancing practitioner that they will assist in resolving any requisition raised by HMLR so it may be a case of taking action to enforce that undertaking in some way.

Last updated

Sample of conveyancing solicitors in Gurnard regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Gurnard but also conveyancing throughout England and Wales.

  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ
  • Glanvilles Llp, The Courtyard, St Cross Business Park, Monks Brook, Newport, Isle of Wight, PO30 5BF
  • Roach Pittis, 60-66 Lugley Street, Newport, Isle of Wight, PO30 5EU
  • Jerome & Co Solicitors Limited, 98 High Street, Newport, Isle of Wight, PO30 1BD
  • Wheelers Solicitors Limited, 69a High Street, Newport, Isle of Wight, PO30 1BA

Commercial Conveyancing solicitors in Gurnard regulated by the SRA

The firms listed below are a small selection of solicitors in Gurnard with expertise in commercial conveyancing in Gurnard. This will likely include advice on complex issues under the Landlord and Tenant Act of 1954
  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ
  • Glanvilles Llp, The Courtyard, St Cross Business Park, Monks Brook, Newport, Isle of Wight, PO30 5BF
  • Roach Pittis, 60-66 Lugley Street, Newport, Isle of Wight, PO30 5EU
  • Jerome & Co Solicitors Limited, 98 High Street, Newport, Isle of Wight, PO30 1BD
  • Wheelers Solicitors Limited, 69a High Street, Newport, Isle of Wight, PO30 1BA

Planning law solicitors in Gurnard regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in Gurnard specialising in planning law. This should include advice on planning applications and appeals
  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.