I was notified today by my IFA that my Godshill property lawyer is not on the lender Conveyancing panel. What can I do to be certain whether this is indeed the case?
Your first step should be to contact your Godshill conveyancer. You lawyer should advise you of the situation. If they are not on the panel they may be able to suggest a Godshill conveyancing practice that is on the approved list of lawyers for your lender.
I am buying a property mortgage free in Godshill. I have lived for the last 15 years in Godshill. Conveyancing searches are a lot of money. As I have knowledge of the area and road intimately must I have all the conveyancing searches?
Provided that you do not need a mortgage, then all but one or two of the Godshill conveyancing searches are at your discretion. Your lawyer will try and steer you, no-doubt strongly, that you should have searches done, but she is duty bound to do this. One thing to bear in mind; if you are likely to dispose of the house in the future, it will likely be be of interest to your prospective purchaser what the searches disclose. On occasion houses with apparent issues can still throw up adverse search results. A competent conveyancing solicitor in Godshill should be able to give you some constructive guidance here.
I own a semi-detached Edwardian property in Godshill. Conveyancing lawyer represented me and Barclays Direct. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the matching address. Is it worth asking Barclays Direct to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Godshill and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing lawyer who carried out the work.
How does conveyancing in Godshill differ for new build properties?
Most buyers of new build property in Godshill contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Godshill typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Godshill or who has acted in the same development.
What makes your site different to other online quote calculators for conveyancing in Godshill?
At this site get a fixed fee quote from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Godshill. Unlike many estate agents and many comparison sites we do not operate commission arrangements with solicitors. Many agents and online brokers 'recommend' solicitors that pays the highest commission, as opposed to the best value conveyancing in Godshill
Are there any compelling benefits to using a high street lawyer in Godshill
A significant proportion of house movers in Godshill prefer a local conveyancer so that they can attend the lawyer’s offices just in case they have questions, and to collect paperwork without using the Royal Mail.
There is a slight benefit when using a conveyancer nearby to a premises you are hoping to purchase, due to the in-depth knowledge of the region and possible local concerns - but this is debatable. Many conveyancers are now online and may be practically anywhere.