Find a Lender-Approved Local Conveyancer in Cowes

Ready to buy a new home? Find a law firm approved by your lender.

Our lawyers are committed to delivering the best property conveyancing to Cowes vendors and purchasers

Reasons to use our Cowes conveyancing solicitors

  • 1 Cowes property lawyer are the key to a successful Cowes conveyancing experience, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction
  • 2 Personal touch together with pure property expertise are key benefits that you should seek when selecting conveyancing solicitors. Cowes conveyancing can be made significantly more complicated due to poor communication between all the parties. The lawyers we work with endeavour to make sure that communication channels are open and act on arising issues and developments instantly.
  • 3 The Cowes conveyancing firms that we work with are dedicated to providing the most cost, efficient and accessible conveyancing service to borrowers, sellers and investors in Cowes
  • 4 Regardless other solicitors advise it may be necessary to visit your solicitor to execute contracts. There are various parties with engaged in a homemove without needing to add the postman into the mix.
  • 5 We are the UKs largest domestic conveyancing directory listing lender approved law firms delivering conveyancing in Cowes governed by the SRA or Council of Licensed Conveyancers.

Examples of recent conveyancing in Cowes since June 2020*

Recently asked questions about conveyancing in Cowes

At what point can the exchange of contracts happen for residential conveyancing in Cowes and do I need to attend the lawyers office?

Where you are local to our conveyancing solicitors in Cowes you are invited in to sign documents. However, the firms we work with provide a national conveyancing service and give as equally comprehensive and professional a job for you when communicating with you digitally. The executing of the contract is not when everything is set in stone. A signed contract is just a prerequisite for the conveyancer to address the formalities at the suitable time, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Cowes)to be in the office at the appropriate time.

is it true that all Cowes solicitors on the HSBC conveyancing panel are governed by the SRA?

As solicitors, in order to be on the HSBC conveyancing panel they would need to be regulated by the SRA. The majority of banks do permit licenced conveyancers on their panel and in that case the practice would be governed by the CLC.

I have a mortgage with Skipton for my property in Cowes. Conveyancing has been completed a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Skipton?

Skipton must be informed of your intention before letting out your property as this is likely to be a breach of Skipton’s mortgage conditions. It may be that Skipton will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. You need not do this via a Skipton conveyancing panel solicitor.

My offer was accepted on an apartment in Cowes on 24/7/2020, valuation was booked five days later, received a clean bill of health. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am looking for a leasehold apartment up to £235,500 and found one round the corner in Cowes I like with amenity areas and station in the vicinity, however it's only got 61 years unexpired on the lease. There is not much else in Cowes suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you need a home loan that many years will likely be problematic. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.

I'm converting the mortgage on my existing home to a buy to let mortgage with Lloyds TSB Bank and intend to use the remaining equity as a down payment on another house. The neighborhood we are talking about is Cowes. Will your conveyancers be able to act for both sets of banks and link together the transactions?

Do use our search tool on this page to be sure that the conveyancers are on the relevant lender panels. On the basis that they are the solicitor will be able to simultaneously deal with the two conveyancing matters but you should have a chat with you conveyancer and specify your desired outcome and requirements.

We are one month into a residential purchase having been referred to conveyancers by the estate agent to execute conveyancing in Cowes. We are not happy. Could you help me find new lawyers?

A conveyancer would have to be really bad in order to consider diss instructing them. Has your mortgage been sent? In the event that it has you will need to advise them of the new solicitor and get the mortgage documents are re-issued. Your new solicitor ideally should be on the banks approved list to avoid added fees and complications. That should be your starting point. Our find a solicitor tool will help you find a lender approved lawyer for your home move in Cowes

We have been advised by many friends to expect up to two months for Cowes conveyancing to complete.This was four weeks ago. The paperwork was only received to my solicitor yesterday so does the time start running now?

One should take with a pinch of salt any assurance as to expedited completion times. Rather you should enquire about the average time it takes for them to complete Cowes conveyancing deals and if they are willing to aim towards an agreed target date for your house move in Cowes

Last updated

Sample of conveyancing solicitors in Cowes regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Cowes but also conveyancing throughout England and Wales.

  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ
  • Glanvilles Llp, The Courtyard, St Cross Business Park, Monks Brook, Newport, Isle of Wight, PO30 5BF
  • Roach Pittis, 60-66 Lugley Street, Newport, Isle of Wight, PO30 5EU
  • Jerome & Co Solicitors Limited, 98 High Street, Newport, Isle of Wight, PO30 1BD
  • Wheelers Solicitors Limited, 69a High Street, Newport, Isle of Wight, PO30 1BA

Commercial Conveyancing solicitors in Cowes regulated by the SRA

The list below is a small selection of solicitors in Cowes with expertise in commercial conveyancing in Cowes. This should include advice on re-mortgaging commercial property
  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ
  • Glanvilles Llp, The Courtyard, St Cross Business Park, Monks Brook, Newport, Isle of Wight, PO30 5BF
  • Roach Pittis, 60-66 Lugley Street, Newport, Isle of Wight, PO30 5EU
  • Jerome & Co Solicitors Limited, 98 High Street, Newport, Isle of Wight, PO30 1BD
  • Wheelers Solicitors Limited, 69a High Street, Newport, Isle of Wight, PO30 1BA

Planning law solicitors in Cowes regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in Cowes practicing in planning law. This could include advice on compulsory purchases in Cowes
  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.