Find a Lender-Approved Local Conveyancer in Cowes

Ready to buy a new home? Find a law firm approved by your lender.

Our lawyers are committed to delivering the best property conveyancing to Cowes vendors and purchasers

Reasons to use our Cowes conveyancing solicitors

  • 1 Solicitor conveyancing lawyers have valuable personal links with Cowes estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 2 You can rest easier when select the very best, most recommended conveyancing solicitors. Cowes has a number to choose from, but for a truly professional and dependable service many local people have been use the recommendation of this site.
  • 3 Experience means that Cowes conveyancer have developed valuable links with Cowes local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of undertaking your conveyancing in Cowes.
  • 4 Cowes conveyancers work in partnership with Cowes estate agents, developers, surveyors, mortgage companies and other professionals to make sure that a quality service is offered to clients every step of the way, with the intention of reducing administrative burdens and transaction times
  • 5 There is a better than average chance that the other side’s conveyancers are based in Cowes - if so both parties are likely to have worked on conveyancing matters in the past

Examples of recent conveyancing in Cowes since October 2022*

Recently asked questions about conveyancing in Cowes

Our solicitor has uncovered a a legal deficiency with the lease for the property we are purchasing in Cowes. The seller’s lawyers have offered defective title insurance as a solution. We are content with insurance and will cover the costs. Our conveyancing practitioner says that he must check that the mortgage company is happy with this solution. Who is the client here, us or the bank?

Even though you have a mortgage offer from the mortgage company does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the mortgage company are the client. The appropriate lender specifications have to be complied with.

Do I have to pop into the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Cowes so that I can attend their offices if required.

As opposed to 15 years ago, almost all banks no longer require their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to hand over identification documents and there are still manifest advantages to instructing a local solicitor, in your situation a conveyancing solicitor in Cowes.

Should my conveyancer be raising questions about flooding during the conveyancing in Cowes.

Flooding is a growing risk for lawyers conducting conveyancing in Cowes. There are those who buy a property in Cowes, fully aware that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or dispose of the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Solicitors are not best placed to give advice on flood risk, but there are a various searches that may be undertaken by the purchaser or by their conveyancers which should figure out the risks in Cowes. The standard property information forms supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) incorporates a usual inquiry of the owner to discover if the premises has suffered from flooding. If flooding has previously occurred which is not revealed by the vendor, then a purchaser could commence a compensation claim resulting from an misleading answer. The purchaser’s lawyers should also conduct an environmental search. This will reveal whether there is a recorded flood risk. If so, additional inquiries should be conducted.

4 months have gone by since my purchase conveyancing in Cowes took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Cowes differ for new build properties?

Most buyers of new build property in Cowes contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because developers in Cowes tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cowes or who has acted in the same development.

Is it best to go with a Cowes conveyancing practitioner who is local to the property I am hoping to buy? We have a good friend who can conduct the conveyancing however her office is 300miles away.

The benefit of a high street Cowes conveyancing firm is that you can attend the office to execute paperwork, deliver your identification documents and pester them if necessary. Having local Cowes know how is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and on the whole were content that should surpass using an unknown Cowes conveyancing lawyer just because they are round the corner.

Last updated

Sample of conveyancing solicitors in Cowes regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Cowes but also conveyancing throughout England and Wales.

  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ
  • Glanvilles Llp, The Courtyard, St Cross Business Park, Monks Brook, Newport, Isle of Wight, PO30 5BF
  • Roach Pittis, 60-66 Lugley Street, Newport, Isle of Wight, PO30 5EU
  • Jerome & Co Solicitors Limited, 98 High Street, Newport, Isle of Wight, PO30 1BD
  • Wheelers Solicitors Limited, 69a High Street, Newport, Isle of Wight, PO30 1BA

Residential Landlord and Tenant Conveyancing solicitors in Cowes

The firms listed below are a non-comprehensive list of solicitors in Cowes specialising in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on Court proceedings for possession

  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ
  • Glanvilles Llp, The Courtyard, St Cross Business Park, Monks Brook, Newport, Isle of Wight, PO30 5BF
  • Roach Pittis, 60-66 Lugley Street, Newport, Isle of Wight, PO30 5EU
  • Jerome & Co Solicitors Limited, 98 High Street, Newport, Isle of Wight, PO30 1BD
  • Eldridges, 36 St James' Street, Newport, Isle of Wight, PO30 1LF

Commercial Conveyancing solicitors in Cowes regulated by the SRA

The firms listed below are a small selection of solicitors in Cowes with expertise in commercial conveyancing in Cowes. This should include advice on granting a lease to a commercial tenant
  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ
  • Glanvilles Llp, The Courtyard, St Cross Business Park, Monks Brook, Newport, Isle of Wight, PO30 5BF
  • Roach Pittis, 60-66 Lugley Street, Newport, Isle of Wight, PO30 5EU
  • Jerome & Co Solicitors Limited, 98 High Street, Newport, Isle of Wight, PO30 1BD
  • Wheelers Solicitors Limited, 69a High Street, Newport, Isle of Wight, PO30 1BA

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.