We note that you have a search directory identifying solicitors on the UBS conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Carisbrooke?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Carisbrooke.
What happens if my solicitor is suspended from the UBS Solicitor panel ahead of completing my conveyancing in Carisbrooke?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
I'm the only beneficiary of my late father’s estate and I have everything in my name now, including the house in Carisbrooke. The Carisbrooke property was put into my name in April. I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my property ownership may be regarded the same way as though I had purchased the house in April. Will no one buy the property for half a year?
The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. How sensible a view banks take of it, depend on the mortgage company as this requirement primarily exists to capture the purchase and immediately sell or the flipping of property.
I have paid off my mortgage with Leeds Building Society. I assume I don't need a Carisbrooke property lawyer on the Leeds Building Society panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
I had an offer accepted on a house in Carisbrooke on 8/4/2026, valuation was booked 3 days after, all came back fine. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
My relative recommended that where I am purchasing in Carisbrooke I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Carisbrooke conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Carisbrooke around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Carisbrooke Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Carisbrooke Education with plans and statistics, Local Amenities and other useful data about Carisbrooke.
I decided to have a survey carried out on a house in Carisbrooke before retaining solicitors. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies may not issue a loan on such a property.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. If you e-mail us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Carisbrooke. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I will soon part with over three hundred thousand on a two bedroom apartment in Carisbrooke I wish to talk to a conveyancer regarding theconveyancing before giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you liaising with the lawyer who will be carrying out your conveyancing in Carisbrooke.There is no ‘factory style conveyancing’ - every client is unique person, not a file reference. The practices that we put you in touch with believe that the figure you are quoted for residential conveyancing in Carisbrooke should be the figure that you end up paying.