My wife and I are about to exchange on the purchase of a house in Fareham but as a consequence of wreckage from the recent storms I have managed to agree recompense from the vendor of £2k taking the form of a reduction in the price. I had intended this to be addressed as part of the conveyancing process but Clydesdale are not allowing this. Should they have been approached?
The lawyer that is on a Clydesdale conveyancing panel is obliged to disclose to Clydesdale of any amendments to the purchase price. If you were to refuse your conveyancing practitioner to disclose the price change to Clydesdale then they would have to discontinue acting for you. In addition, Clydesdale and you would have to appoint a new property lawyer for your conveyancing in Fareham.
Why is leasehold purchase conveyancing in Fareham is more expensive?
The conveyancing costs on a leasehold property in Fareham is inevitably higher when contrasted to a freehold transaction. This is due to the additional time required in dealing with the freeholder and managing agents to obtain information about whether the rent and service charges have been cleared and whether there are any major works due in the foreseeable future on repairs or maintenance of the building.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Fareham. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/10/2025, the requirements read as follows :
I used Wolstenholmes several years ago for my conveyancing in Fareham. I now require my papers but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Fareham of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying a new build house in Fareham benefiting from help to buy. The developers refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not to tell my lawyer about the extras as it will impact my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what should have been a simple, no chain conveyancing. Fareham is where the house is located. What do you suggest?
Flying freeholds in Fareham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Fareham you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fareham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.