My previous solicitor has sent a quote for £1200 for fixed fee conveyancing in Southampton. I’m looking to sell a Georgian detached home for £200,000. This sounds expensive. Is it in excess of what I should be paying for conveyancing in Southampton?
The quote is slightly on the steep side. Where you are prepared to spend time contrasting prices you might get the conveyancing a bit cheaper by perhaps a hundred pounds. On the other hand, you couldcome to rue choosing an an untested solicitor. Don't forget to be sure the firm can represent your mortgage company. You can use our comparison tool to find a Southampton conveyancing firm on the banks conveyancing panel which can often include conveyancing solicitors in Southampton.
Can the conveyancing practitioners identified through your search app conduct right to buy conveyancing in Southampton?
We do have a number of conveyancing specialists who can conduct right to buy conveyancing Please call the solicitors listed to obtain a costs calculation.
Two weeks ago we had a mortgage agreed in principle with HSBC. Southampton conveyancing solicitors are chosen. How long does it take for HSBC to send the offer to the property lawyer?
Some lenders take longer than others. Have HSBC conducted the survey? Have you advised HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have instructed a Southampton conveyancer having made sure that they are on the Coventry BS conveyancing panel. Does my lawyer arrange the survey of the property?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Southampton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
After what feels like an age I have had an offer on a maisonette in Southampton agreed to, but there is a chain. The sellers have put an offer on somewhere, however it’s not yet agreed to, and are looking at other flats booked. I have instructed a nearby conveyancing solicitor in Southampton. What do I do now? At what point do I apply for the mortgage with Skipton?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of one thousand pounds, then survey, Southampton conveyancing search fees, etc). First, you should check that your lawyer is on the Skipton approved list. Regarding the subsequent stages this very much dictated by the circumstances of your case, attraction to the property and on the state of the market. During a hot market many buyers will apply for the mortgage with Skipton and pay for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to proceed with the conveyancing in Southampton.
What does a local search reveal regarding the house we're buying in Southampton?
Southampton conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Searches UK The local search is essential in every Southampton conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search should reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The lawyers who handled the conveyancing in Southampton 10 years ago no longer exist. Will I be able to sell the house?
Assuming you have a registered title the details of your proprietorship will be evidenced by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, identify your house and secure up to date copies of the property title for a small fee. If the property is Leasehold then the Land Registry will usually retain a file duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.
How does conveyancing in Southampton differ for newly converted properties?
Most buyers of new build or newly converted property in Southampton approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is constructed. This is because builders in Southampton tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Southampton or who has acted in the same development.