I hired a high street solicitor for our conveyancing in Bitterne yesterday. After carefully reading the Terms I noteI am on the hook for costs even if our purchase doesn't happen. Should I go with them or select a web based lawyer promising no-sale-no-fee conveyancing in Bitterne?
Generally there is a concession along the lines that if "No Sale No Fee" is available then the fee levels will tend to be be uplifted to cover the conveyances that abort. Please beware that such deals tend not to protect you from disbursements such your Bitterne conveyancing search charges.
Would the conveyancing practitioners that are recommend handle auction conveyancing in Bitterne?
We know of a number of niche practitioners we can connect you with those conducting auction conveyancing. Bitterne is one of the many locations where our lawyers cover.
Can I be sure that the Bitterne conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in Bitterne seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor handling your transaction.
I am purchasing a property in Bitterne. A rare aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Kent Reliance your lawyer must check the formal instructions outlined in Part 2 of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Kent Reliance where a lease does not satisfy these conditions. The requirements relate to the installation of panels on properties countrywide and is not restricted to Bitterne.
I currently have a mortgage with Co-operative for my property in Bitterne. Conveyancing has been completed a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Co-operative?
Co-operative must be informed of your intention prior to letting out your property as this is likely to be a breach of Co-operative’s mortgage conditions. It may be that Co-operative will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. It should not be necessary to do this via a Co-operative conveyancing panel firm.
Various web forums that I have come across warn that are the main cause of hinderance in Bitterne conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays in the conveyancing process. Local searches are unlikely to be the root cause of holding up conveyancing in Bitterne.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a quick, chain free conveyancing. Bitterne is where the house is located. Is there any advice you can give?
Flying freeholds in Bitterne are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bitterne you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bitterne may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How can the Landlord & Tenant Act 1954 affect my business offices in Bitterne and how can your lawyers assist?
The particular law that you refer to provides a safeguard to commercial leaseholders, granting the dueness to apply to court for a continuation of occupancy at the end of the lease term. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Bitterne is one of the hundreds of locations in which the firms we work with are located