I am in need of a conveyancer. Do I opt for a national conveyancer or a high street Hedge End conveyancing lawyer?
Existing third party relationships is an important consideration when choosing conveyancing solicitors. Hedge End conveyancers enjoy connections with financial advisers and property, local authorities, valuers and other conveyancing firms meaning you will move in shortest possible time. Hosting vast experience in the local area is an advantage.
I have a decision in principle. The lender mentioned the loan came with free conveyancing. Is the implication that I have to use their panel lawyer as I would prefer to appoint a local conveyancing solicitor in Hedge End?
You should check but the the likelihood is that appoint one of their panel lawyers where you take up the "fee-free" deal. Contact the mortgage company to check if they offer you a monetary alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor in Hedge End.
My uncle informed me that in buying a property in Hedge End there may be a number of restrictions as to what one can do in terms of external changes to the property. Is this right?
There are anumerous of properties in Hedge End which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Hedge End should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have today made my last payment due on my mortgage with Yorkshire BS. I assume I don't need a Hedge End solicitor on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
The formalities of my remortgage has taken place for my property in Hedge End. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
My business partner and I are hoping to take over a lease of an office on a shopping parade. Can you recommend solicitors offering fixed charges for non-domestic conveyancing in Hedge End for less than £2000?
We can recommend firms who host a wealth of experience of commercial conveyancing in Hedge End, including the sale and acquisition of businesses as well as simply property. If you are intending to acquire or lease a shop, pub, restaurant, office, retail unit or a complete business we will find you the right lawyer. As for the charges this will depend on the structure and complexity of the proposed transaction. Please provide us with your contact information or email so as to enable us to furnish you with a fixed commercial conveyancing calculation.
My wife and I purchased a leasehold flat in Hedge End. Conveyancing and Barclays mortgage went though with no issue. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1998. The conveyancing solicitor in Hedge End who acted for me is not around. Any advice?
The first thing you should do is make enquiries of HMLR to be sure that this person is in fact the registered owner of the freehold reversion. There is no need to instruct a Hedge End conveyancing practitioner to do this as you can do this on the Land Registry website for £3. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Hedge End Leasehold Conveyancing - Sample of Queries Prior to buying
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Is there a share of the freehold? It would be sensible to find out as much as you can about the managing agents as they can either make your life much easier or uncomfortable. As the proprietor of a leasehold property you are frequently at the mercy of the managing agents from a financial perspective and when it comes to daily matters like the tidiness of the communal areas. Enquire of prospective neighbours what they think of them. On a final note, investigate as to the dates that you are obliged pay the maintenance charge to the managing agents and precisely what you get for your money. The answer will be important as a) areas could cause problems in the block as the common areas may begin to deteriorate if maintenance are not paid for b) if the leasehold owners have a dispute with the running of the building you will wish to have complete disclosure
A couple of weeks ago I was advised by my bank that their panel solicitors work on no sale no charge basis for conveyancing in Hedge End. I had a purchase abort yet the solicitors want search fees! They are stating that the fees are nothing to do with their fees!
By offering "no completion no fee" Hedge End conveyancing firms are foregoing their fees for any work done. We must stress this is NOT an insurance scheme. you will still required to reimburse any charges that the conveyancer has incurred for you for instance Hedge End local authority checks