We are looking to buy a house and require a conveyancing solicitor in Hedge End who is on the Yorkshire BS solicitor panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Yorkshire BS . We don't recommend any particular firms conducting conveyancing in Hedge End.
I am assisting my step-mother sell her flat in Hedge End. Will the conveyancer order an energy assessment or it is for the owner to see to?
Following the abolition of Home Packs, energy assessments was left as a mandatory part of moving property. An energy performance certificate needs to be to hand before the property is placed on the market. It is not something that law firms ordinarily organise. Where you are instructing a Hedge End conveyancing practitioner they may be willing to arrange energy performance certificates given their contacts with long established local accredited person
After shopping around on the internet I have found a Hedge End conveyancer having made sure that they are on the HSBC conveyancing panel. Does my lawyer arrange the survey of the property?
HSBC will need an independent valuation of the property. Your lawyer will not arrange this. Usually HSBC will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Hedge End postcode. As you are getting a mortgage with HSBC, you could contact them to see if they have a list of approved surveyors in Hedge End.
Our sealed bid on a property in Hedge End has been accepted, the sellers do however have an associated purchase. The owners have offered on a flat, however it’s not yet tied up, and are looking at other flats in the pipeline. I have selected a high street conveyancing solicitor in Hedge End. What should be my next step? At what stage do I apply for the mortgage with Yorkshire BS?
It is normal to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of £1k, then survey, Hedge End conveyancing search fees, etc). First, you should check that your property lawyer is on the Yorkshire BS approved list. Regarding the subsequent phase this very much dictated by the specifics of your transaction, motivation for this property and on the state of the market. During a rising market some home buyers would apply for the mortgage with Yorkshire BS and pay for the valuation and only if it comes back ok would they pay their property lawyer to move forward with searches.
My relative recommended that where I am buying in Hedge End I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Hedge End conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Hedge End around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Hedge End Education with maps and statistics, Local Amenities and other useful information regarding Hedge End.
I am buying my first flat in Hedge End with the aid of help to buy. The sellers would not move on the price so I negotiated 6k of fixtures and fittings instead. The property agent told me not disclose to my solicitor about this extras as it would adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
As co-executor for the estate of my father I am selling a residence in Swansea but I am based in Hedge End. My lawyer (based 250 miles awayhas requested that I sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing practitioner in Hedge End who can witness this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are located in Hedge End
I have just placed an offer on an apartment in Hedge End and the estate agent that we are using recommended his lawyer. They quoted £1000 plus VAT and disbursements. Does this sound reasonable?
Don't just go on a single estimate. You should seek like-for-like quotes for your conveyancing in Hedge End. Then select one that you are comfortable with and just as important, is on the approved panel of the lender that you have applied for a mortgage from.