Find a Lender-Approved Local Conveyancer in East Cowes

Ready to buy a new home? Find a law firm approved by your lender.

There is a good reason why you won’t find people saying “if only I would have chosen a cheap nationwide firm”! Go local - instruct a conveyancing solicitor in East Cowes

Reasons to use our East Cowes conveyancing solicitors

  • 1 No matter what any alternative on-line conveyancers advise it may be necessary to attend your conveyancer to execute documents. There are various parties with involved in a homemove without having to include Royal Mail into the equation.
  • 2 Our site offers largest residential conveyancing directory service identifying lender approved property lawyers conducting conveyancing in East Cowes governed by the SRA or CLC.
  • 3 This site is the only site that enables you the ability to ensure that your property ownership legalities in East Cowes will be carried out by a conveyancer on your lender’s authorised panel.
  • 4 The firms identified on our web pages have a variation of conveyancing practitioners, legal executives and support staff handling over one hundred thousand cases annually.
  • 5 The mark of a good conveyancing solicitor in East Cowes is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by large estate agency chains) sometimes falls short of the level of professionalism you will expect.

Examples of recent conveyancing in East Cowes since November 2020*

Recently asked questions about conveyancing in East Cowes

The sellers of the house we are hoping to buy hired a conveyancing solicitor in East Cowes who has suggested a preliminary agreement with a down payment two thousand pounds. Is it wise to enter into such agreements?

Lock out contracts are agreements binding a property seller and purchaser giving the buyer a ‘clear field’ to the sale of the property within an agreed time frame. For all intents and purposes, a lock out agreement is a contract stating that you should be issued with a contract at a later time being the main conveyancing contract. It tends to be utilised for buyer assurance though in some cases, the proprietor may stand to benefit from such agreements as well. There are various positives and negatives to having them but you should to check with your lawyer but note that it may result in incurring more in conveyancing charges. In light of these reasons these agreements are unusual in relation to conveyancing in East Cowes.

At what point can the exchange of contracts happen for domestic conveyancing in East Cowes and do I need to attend the conveyancers branch?

Where you are local to one of the conveyancing solicitors in East Cowes you are invited in to sign contracts. However, the firms we work with supply a nationwide conveyancing service and provide as equally detailed and professional a job for you when dealing with you digitally. The executing of the sale agreement is not the critical part. Signing on the dotted line simply enables the conveyancer to exchange contracts at the suitable time, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in East Cowes)to be in the office at the appropriate time.

I am considering applying for a Principality mortgage for purchase of a newly converted (under development) in East Cowes with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Principality ?

There is nothing to stop you using your solicitor, but Principality will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

What will a local search tell me regarding the property I am buying in East Cowes?

East Cowes conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations for instance Onsearch The local search is essential in every East Cowes conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search will reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.

Due to the encouragement of my in-laws I had a survey completed on a property in East Cowes in advance of instructing conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some lenders may not grant a mortgage on this type of premises.

It depends who your proposed lender is. Santander has different requirements from Nationwide. If you contact us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in East Cowes. Conveyancing will be smoother if you use a solicitor in East Cowes especially if they are acquainted with such properties in East Cowes.

Last September I purchased a leasehold property in East Cowes. Do I have any liability for service charges for periods before my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I own a studio flat in East Cowes, conveyancing formalities finalised July 1995. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in East Cowes with a long lease are worth £190,000. The average or mid-range amount of ground rent is £65 invoiced every year. The lease terminates on 21st October 2082

With only 61 years remaining on your lease the likely cost is going to range between £19,000 and £22,000 plus plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure without more comprehensive investigations. Do not use the figures in tribunal or court proceedings. There may be additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.

Last updated

Sample of conveyancing solicitors in East Cowes regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in East Cowes but also conveyancing throughout England and Wales.

  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ
  • Glanvilles Llp, The Courtyard, St Cross Business Park, Monks Brook, Newport, Isle of Wight, PO30 5BF
  • Roach Pittis, 60-66 Lugley Street, Newport, Isle of Wight, PO30 5EU
  • Jerome & Co Solicitors Limited, 98 High Street, Newport, Isle of Wight, PO30 1BD
  • Wheelers Solicitors Limited, 69a High Street, Newport, Isle of Wight, PO30 1BA

Residential Landlord and Tenant Conveyancing solicitors in East Cowes

The list below is a small selection of solicitors in East Cowes with expertise in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on Rent Act Protected, Assured and Assured Shorthold tenancies

  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ
  • Glanvilles Llp, The Courtyard, St Cross Business Park, Monks Brook, Newport, Isle of Wight, PO30 5BF
  • Roach Pittis, 60-66 Lugley Street, Newport, Isle of Wight, PO30 5EU
  • Jerome & Co Solicitors Limited, 98 High Street, Newport, Isle of Wight, PO30 1BD
  • Eldridges, 36 St James' Street, Newport, Isle of Wight, PO30 1LF

Planning law solicitors in East Cowes regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in East Cowes with expertise in planning law. This could include advice on compulsory purchases in East Cowes
  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.