Find a Lender-Approved Local Conveyancer in East Cowes

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Our lawyers are committed to delivering the best property conveyancing to East Cowes vendors and purchasers

Reasons to use our East Cowes conveyancing solicitors

  • 1 East Cowes solicitors will be familiar with the local Land Registry Office, Local Authority and estate agents
  • 2 The mark of a good conveyancing solicitor in East Cowes is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the level of professionalism you will expect.
  • 3 East Cowes solicitors have a significant advantage when it comes to East Cowes conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other matters that will impact your sale or purchase
  • 4 Firms that specialise in conveyancing in East Cowes have a grasp oflocal issues peculiar to East Cowes and therefore you may benefit from better advice and expeditious conveyancing.
  • 5 No matter what any alternative companies advise it may be necessary to pop into your conveyancer to sign legal papers. There are enough parties involved in a conveyancing transaction without having to add Royal Mail into the pot.

Examples of recent conveyancing in East Cowes since February 2021*

Recently asked questions about conveyancing in East Cowes

Last February we completed a house move in East Cowes. We have noticed several problems with the house which we believe were overlooked in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that should have been conducted for conveyancing in East Cowes?

The question is not clear as to the nature of the problems and if they are unique to conveyancing in East Cowes. Conveyancing searches and investigations undertaken during the buying process are designed to help avoid problems. As part of the process, the vendor fills in a form referred to as a SPIF. If the information proves to be inaccurate, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in East Cowes.

Are the East Cowes conveyancing solicitors identified as being on the Virgin Money conveyancing panel, together with their details provided by Virgin Money?

East Cowes conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.

I am about to put a bid on a leasehold property in East Cowes. The property agents say that it is usual for flats in East Cowes to have less than 75 years remaining. I am obtaining a mortgage with Chelsea Building Society. Is this going to be a problem if the lease has 70 years left.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 15/5/2021 the requirements read as follows :

85 years from the date of completion of the mortgage. Please ensure that you explain the implications of a short term lease to the borrower.

I am being told by my lawyer that defective lease insurance is required on my purchase. What is the typical level of cover needed for conveyancing in East Cowes?

The right level of defective lease indemnity insurance depends on your lender. It would differ for example between Birmingham Midshires and Norwich and Peterborough Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.

I recently had an offer agreed on a house in East Cowes. My mortgage broker pressured me to appoint their lawyer. I paid an upfront payment of £200. A couple of days later, the property lawyer contacted me to say that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Intending to buy a flat in East Cowes. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the East Cowes property lawyer is on the Skipton conveyancing panel.

I am buying a property and the conveyancer has identified Chancel Repair for which the property could be liable because it falls into the area of such a church. She has suggested insurance. Is this really necessary for conveyancing in East Cowes

Unless a previous acquisition of the premises completed post 12 October 2013 you may take it that lawyers delivering conveyancing in East Cowes to continue to recommend a chancel search and or chancel repair liability policy.

What does commercial conveyancing in East Cowes cover?

East Cowes conveyancing for business premises covers a broad array of advice, given by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

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Sample of conveyancing solicitors in East Cowes regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in East Cowes but also conveyancing throughout England and Wales.

  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ
  • Glanvilles Llp, The Courtyard, St Cross Business Park, Monks Brook, Newport, Isle of Wight, PO30 5BF
  • Roach Pittis, 60-66 Lugley Street, Newport, Isle of Wight, PO30 5EU
  • Jerome & Co Solicitors Limited, 98 High Street, Newport, Isle of Wight, PO30 1BD
  • Wheelers Solicitors Limited, 69a High Street, Newport, Isle of Wight, PO30 1BA

Commercial Conveyancing solicitors in East Cowes regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in East Cowes with expertise in commercial conveyancing in East Cowes. This will likely include advice on commercial leases including all matters relating to landlord and tenant law
  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ
  • Glanvilles Llp, The Courtyard, St Cross Business Park, Monks Brook, Newport, Isle of Wight, PO30 5BF
  • Roach Pittis, 60-66 Lugley Street, Newport, Isle of Wight, PO30 5EU
  • Jerome & Co Solicitors Limited, 98 High Street, Newport, Isle of Wight, PO30 1BD
  • Wheelers Solicitors Limited, 69a High Street, Newport, Isle of Wight, PO30 1BA

Planning law solicitors in East Cowes regulated by the Solicitors Regulation Authority

The solicitors listed below are a small selection of solicitors in East Cowes practicing in planning law. The solicitors can give expert legal advice on all aspects of planning, including applications about listed buildings and conservation areas
  • Diana Deacon Limited, 36 Castle Road, Cowes, Isle of Wight, PO31 7QZ

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.