The mortgage offer from HSBC for the remortgage of my 4 room flat is due imminently. Are you able to suggest a cheap conveyancing practitioner in Whiteley?
You are on the wrong site if you are in need of the lowest fares for conveyancing solicitors in Whiteley. Our goal is to offer excellent value conveyancing but our intention is not to work with the cheapest lawyers. Do not be seduced by brokers seducing you with low cost conveyancing in Whiteley. Optimistically, in being led by cheap conveyancing, you will earn what you pay for and at worst you will end up with a hefty uplift in extras and still not get the service you were looking for.
We see that you have a post code search directory identifying law firms on the UBS conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Whiteley?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Whiteley.
Should our conveyancer be raising questions about flooding during the conveyancing in Whiteley.
The risk of flooding is if increasing concern for solicitors dealing with homes in Whiteley. Plenty of people will buy a property in Whiteley, completely expectant that at some time, it may be flooded. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or dispose of the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.
Solicitors are not qualified to impart advice on flood risk, however there are a various checks that can be carried out by the buyer or by their solicitors which will give them a better appreciation of the risks in Whiteley. The standard property information forms supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) incorporates a standard inquiry of the seller to find out if the property has suffered from flooding. In the event that the property has been flooded in past and is not revealed by the owner, then a buyer may issue a legal claim for losses stemming from an incorrect response. The purchaser’s conveyancers should also conduct an environmental report. This should disclose whether there is any known flood risk. If so, additional investigations should be conducted.
I used Action Conveyancing several years ago for my conveyancing in Whiteley. Now, I need the files however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Whiteley of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a ground for flat up to £305k and identified one near me in Whiteley I like with amenity areas and station in the vicinity, however it's only got 52 years on the lease. I can't really find anything else in Whiteley for this price, so just wondered if I would be making a mistake buying a short lease?
Should you need a mortgage the shortness of the lease will likely be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.
My work colleague mentioned that when choosing a conveyancing firm they need approved by your bank. This is my first house move but I have an offer in principle with Halifax and I already have a family conveyancing lawyer in Whiteley lined up. Does Nat West Bank need an approved solicitor to be used? If so, where do I find that list for my conveyancing in Whiteley?
You need to instruct a solicitor that is on the Nat West Bank panel. Just call your chosen Whiteley conveyancing solicitor to check if they are on the Nat West Bank panel. If they are not on the panel you have numerous options open to you here:
- Proceed with your chosen Whiteley property lawyer but Nat West Bank will no doubt instruct a conveyancer from their approved list. The net impact is additional fees and probable interruption.
- Choose a new conveyancing practitioner to act in the purchase, making sure they are on the Nat West Bank conveyancing panel.
- Appeal to your conveyancing practitioner to attempt to join the lender panel.