At long last a loan agreement from Santander for the remortgage of my single room apartment is expected by the end of next week. Are you able to suggest a low cost conveyancing law firm in Fawley?
You have arrived at the wrong site to search for a cheap conveyancing in Fawley. Our intention is to offer affordable conveyancing but we do not aim to work with the cheapest lawyers. Resist the temptation to appoint companies seducing you with £100 conveyancing in Fawley. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will get your money’s worth and at worst you will end up being stung for extras and still not get the service you were hoping for.
Would the conveyancing solicitors listed on your site carry out auction conveyancing in Fawley?
We know of a number of niche lawyers we can put you in touch with those who can conduct auction conveyancing. Fawley is one of our locations where our lawyers are based.
My wife and I buying a victorian detached house in Fawley. We would like to an extension at the rear at the house.Will the conveyancing process involve investigations to see if these alterations are permitted?
Your property lawyer will review the registered title as conveyancing in Fawley will sometimes reveal restrictions in the title documents which restrict certain changes or need the consent of another owner. Some works require local authority planning permissions and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
I am buying a property in Fawley. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Virgin Money be concerned?
Given that your lender is Virgin Money your lawyer must check the formal instructions set out in Section 2 of UK Finance Lenders’ Handbook for Virgin Money. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and lawyers are required to report to Virgin Money where a lease fails to satisfy these specifications. The requirements relate to the installation of panels on properties countrywide and is not isolated to Fawley.
After what feels like an age I have had an offer on a maisonette in Fawley agreed to, the sellers do nevertheless have a connected purchase. The owners have offered on on an apartment, but it’s not yet agreed to, and have viewings of other apartments booked. I have instructed a nearby conveyancing solicitor in Fawley. What should be my next step? At what point should I apply for the mortgage with Coventry BS?
It is normal to have concerns where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx one thousand pounds, then valuation, Fawley conveyancing search costs, etc). First, you should ensure that your conveyancing practitioner is on the Coventry BS approved list. Concerning the subsequent steps this very much dictated by the specifics of your transaction, attraction to the property and on the state of the market. In a buoyant market many buyers would apply for the mortgage with Coventry BS and pay for the valuation and only if it was satisfactory would they request their solicitor to move forward with the conveyancing in Fawley.
My partner and I are downsizing from our home in Fawley and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know this is not the case. For the life of me I don't know why the purchasers used a factory type conveyancing outfit as opposed to a conveyancing solicitor in Fawley. Having lived in Fawley for 4 years we know of no issue. Should we contact our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I am buying a new build house in Fawley with the aid of help to buy. The developers would not move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative suggested that I not reveal to my conveyancer about the side-deal as it could adversely affect my mortgage with Yorkshire Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a house in Fawley ahead of instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some banks may refuse to issue a loan on such a home.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to telephone us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Fawley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Fawley to see if the conveyancing costs will increase in light of this.