Would the conveyancing solicitors that you recommend conduct right to buy conveyancing in Romsey?
We have identified a variety of conveyancing experts carrying out right to buy transactions Please e-mail us to obtain a costs illustration.
Can your site be used to find a Conveyancing solicitor in Romsey even if I’m not purchasing or selling a house, for example where I want to acquire an office in Romsey with a mortgage from Barnsley Building Society?
The service is predominantly used to get a quote from domestic conveyancing solicitors in Romsey but we have set out at the end of this page a selection of Romsey commercial conveyancing firms. You should make contact with the company directly to establish if they can also act for Barnsley Building Society
I happen to be the single beneficiary of my late mum's estate and I have everything in my name now, including the house in Romsey. The Romsey property was put into my name in March. I want to move. I do know about the CML 6 month 'rule', which means that my property ownership could be regarded the same way as if I'd bought the property in March. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. How sensible a view mortgage companies take of it, depend on the bank as this provision primarily exists to pick up on subsales or the quick reselling of property.
Is there a list of HSBC panel solicitors in Romsey on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association sites. A small selection of lending institutions make their panel listings open the public on the web. Where you are looking for a Romsey conveyancing practitioner on the HSBC please make the most of our tool.
We previously appointed solicitors located in Romsey on the Nationwide solicitor panel. They are now charging me a supplemental fee for handling the Nationwide mortgage. Is this a supplemental conveyancing fee specified by Nationwide?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your solicitor may levy a fee for this. The charge is not dictated by Nationwide but by your Romsey conveyancing practitioner. Some firms on the Nationwide panel will levy ’dealing with mortgage’ fee but many firms include it on their overall fee.
Just had an offer accepted on a new build flat in Romsey. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Romsey
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I have been on the look out for a flat up to £245,000 and identified one round the corner in Romsey I like with amenity areas and transport links in the vicinity, the downside is that it's only got 52 years on the lease. I can't really find anything else in Romsey in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a home loan that many years may be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.
My husband and I intend to acquire our 1st property in Romsey. Conveyancing solicitor already selected. The mortgage adviser suggested that a survey is not necessary as the property is just 17 years old.
You would be well advised to commission a Home Buyer's Report. Given the premises was constructed more than a decade ago the property will not come with a warranty, so you would be well advised not to take a risk. For a property that age with no signs of defects a Home Buyer's report may be enough. They will highlight any obvious issues and suggest further investigation if appropriate. If there are any signs of problems get a full structural survey.