We see that you have a post code search directory identifying firms on the Clydesdale conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Romsey?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Romsey.
I am selling my apartment in Romsey. Does the conveyancer have to be on the Yorkshire BS conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Yorkshire BS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.
Do commercial conveyancing searches disclose planned roadworks that could affect a commercial estate in Romsey?
Many commercial conveyancing solicitors in Romsey will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Romsey. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Romsey.
For every commercial conveyancing transaction in Romsey it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can cause delays to Romsey commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Romsey.
My wife and I purchased a terraced Georgian house in Romsey. Conveyancing lawyer represented me and Clydesdale. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Clydesdale to clarify?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Romsey and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing practitioner who conducted the work.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one round the corner in Romsey I like with amenity areas and transport links nearby, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in Romsey suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a home loan the shortness of the lease will likely be an issue. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.
Do I need to be concerned that 3rd parties that I am dealing with are recommending a nationwide conveyancing firm as opposed to a local Romsey conveyancing practice?
As is the case with many professional services, often suggestions from connections can be worth their weight in gold. Yet there are numerous players in a conveyancing transaction; estate agents, mortgage brokers and banks may recommend solicitors to instruct. Sometimes these solicitors might be known to one of the organisations as experts in their field, but sometimes there may be a financial incentive behind the endorsement. You have the right to select your preferred lawyer. However, bear in mind that some lenders specify a panel list of solicitors you must use for the lender related work in your house move.