Can I be sure that the Chandlers Ford conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Chandlers Ford obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor handling your transaction.
We were going to get a OIP from Skipton this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Skipton recommend any Chandlers Ford solicitors on the Skipton conveyancing panel, or is it better to go independently?
You will need to appoint Chandlers Ford solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.
Planning on purchasing a apartment in Chandlers Ford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Chandlers Ford solicitor is on the Principality conveyancing panel.
I am downsizing from our property in Chandlers Ford and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any high street Chandlers Ford conveyancer would know this is not the case. For the life of me I don't know why the purchasers used an internet conveyancing practice as opposed to a conveyancing solicitor in Chandlers Ford. Having lived in Chandlers Ford for many years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get confirmation need.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Me and my brother purchased a renovated Edwardian house in Chandlers Ford. Conveyancing solicitor represented me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chandlers Ford and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing practitioner who completed the work.
How does conveyancing in Chandlers Ford differ for new build properties?
Most buyers of new build or newly converted property in Chandlers Ford come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is ready to move into. This is because builders in Chandlers Ford usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chandlers Ford or who has acted in the same development.
Back In 2006, I bought a leasehold house in Chandlers Ford. Conveyancing and The Royal Bank of Scotland mortgage organised. A letter has just been received from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1998. The conveyancing practitioner in Chandlers Ford who acted for me is not around. Do I pay?
First contact the Land Registry to make sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. There is no need to instruct a Chandlers Ford conveyancing firm to do this as it can be done on-line for a few pound. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I purchased a leasehold flat in Chandlers Ford, conveyancing formalities finalised 10 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Chandlers Ford with over 90 years remaining are worth £186,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease ends on 21st October 2078
With only 52 years left to run we estimate the premium for your lease extension to range between £29,500 and £34,000 plus costs.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. Do not use this information in tribunal or court proceedings. There are no doubt other issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first seeking the advice of a professional.
Me and my wife have recently had an offer agreed on a house and had an appointment on Monday with HSBC for the mortgage. They have informed us that when it comes to choosing a conveyancing practitioner that unless they are on their approved list of solicitors then we will be subject to an an extra charge of £200. This is is due to the fact that they would then have to select a conveyancer to act on their behalf in addition to the one we choose to act for ourselves and we assume responsibility for their fees. I have requested HSBC to supply me with a list so I can obtain estimates only from their approved lawyers but was told that I need to check with each individual lawyer to see if they are on the panel. Is there a list online?
You can enquire of HSBC what their panel criteria is for a conveyancer.Then ask the conveyancer of your choice whether they meet the criteria and have they acted on loans for HSBC in the past. Where the answer to those is yes, then just double check with HSBC. Another option is to use our search tool and we may be able to identify a conveyancer in Chandlers Ford on the panel for HSBC.