My mortgage company has suggested solicitors on their panel based in Eastleigh but I would rather choose a conveyancing lawyer in Eastleigh or nearer to where I live. Are you able to assist?
It is by no means the case that all Eastleigh conveyancing practices are listed all banks conveyancing panel. Please make use of the above search tool to find a Eastleigh conveyancing conveyancer on the on the lender panel.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Eastleigh?
There are two types of lawyers who can execute conveyancing in Eastleigh namely licenced conveyancers or solicitors. The two can provide conveyancing services that required to complete the disposal or acquisition of property. Both are duty bound to perform Eastleigh conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally administered and that all requirements and steps will be accurately followed.
Is there a list of RBS panel conveyancers in Eastleigh on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the CML or Building Society Association websites. A small selection of lending institutions make their panel listings viewable over the internet. If you are in need of a Eastleigh property lawyer on the RBS please use our facility.
Last month we had a mortgage agreed in principle with HSBC. Eastleigh conveyancing practitioners were appointed. What is the average time that one could expect to receive a mortgage offer from HSBC?
Some lenders take longer than others. Have HSBC done the valuation? Have you advised HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
How does conveyancing in Eastleigh differ for new build properties?
Most buyers of new build or newly converted property in Eastleigh approach us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Eastleigh typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Eastleigh or who has acted in the same development.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one close by in Eastleigh I like with a park and transport links nearby, the downside is that it's only got 61 years unexpired on the lease. There is not much else in Eastleigh for this price, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a mortgage that many years may be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.
Should I be wary that estate agents that I am dealing with are recommending a national conveyancing firm rather than a High Street Eastleigh conveyancing practice?
As with lots of professional services, often input from family and friends can be very helpful. Yet there are many parties with a vested interest in a conveyancing transaction; estate agents, mortgage brokers and banks may suggest solicitors to choose. On occasion these solicitors might be known to one of the organisations as one of the best in their field, but sometimes there might be a financial incentive behind the endorsement. You have the right to appoint your own lawyer. You need to be aware that some lenders operate an approved list of lawyers you have to use for the mortgage related work in your house move.
I need to find a mortgage company panel solicitor in Eastleigh. Could you help me?
Unfortunately it’s not apparent why you need a Eastleigh panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Eastleigh are on their panel . If you do find such a firm in Eastleigh not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site