After looking at consumer advice sites for a recommended lawyer in Totton, most say that I must instruct a CQS assured lawyer. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in the legal transfer of properties, trusted by some of the UK's leading banks. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Association of British Insurers (ABI). CQS is not a scheme offered by the Council of Licensed Conveyancing. Totton is one of the numerous areas of the UK where there are CQS solicitors.
I acquired my home on 11 February and my personal details are still not registered. Should I be concerned? My conveyancing solicitor in Totton said it should be recorded in less than a month. Are transfers in Totton uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Totton registration formalities. Rather than based on location, timescales can adjust depending on who lodges the application, whether there are errors and whether the Land registry must send notices to any other parties. At present in the region of 80% of submission are fully addressed in less than three weeks but occasionally there can be protracted hold-ups. Historically registration is effected after the new owner has moved in to the property so 'speed' is not typically an essential issue but where it is urgent that the the registration takes place urgently then you or your solicitor must speak with the land registry and explain the circumstances.
How does conveyancing in Totton differ for newly converted properties?
Most buyers of new build residence in Totton come to us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is finished. This is because house builders in Totton usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Totton or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Totton is where the house is located. Can you shed any light on this issue?
Flying freeholds in Totton are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Totton you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Totton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My step-father has recommend that I use his conveyancing solicitors in Totton. Do I follow his advice?
No doubt the best way to select a conveyancing lawyer is to get referrals from friends or family who have actually previously instructed the firm you're are thinking of instructing.
At long last a mortgage offer from a lender for the remortgage of my 3 bedroom flat is to be issued by the end of next week. Could you recommend a low cost remortgage conveyancing practitioner in Totton ?
You have come to the wrong place to search for a cheap conveyancing in Totton. We can offer you excellent value conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint brokers offering low cost conveyancing in Totton.At best, in going for cheap conveyancing, you will get what you pay for and at worst you will end up invoiced for extras and still not get the service required.