What is the first thing I need to know concerning purchase conveyancing in Totton?
Not many law firms or advisers will tell you this but conveyancing in Totton or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there is lots of opportunity for friction between you and others involved in the ownership transfer. For instance, the vendor, selling agent and even potentially the bank. Selecting a law firm for your conveyancing in Totton is a critical decision as your conveyancer is your adviser, and is the SOLE party in the transaction whose responsibility is to act in your legal interests and to keep you safe.
On occasion a third party with a vested interest may try and convince you that it is in your interests to do things their way. For instance, the property agent may claim to be helping by suggesting your conveyancer is slow. Or your financial adviser may advise you to do something that is against your solicitors advice. You should always trust your lawyer above all other parties in the conveyancing process.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Totton. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/7/2025, the requirements read as follows :
I'm purchasing a new build house in Totton with a mortgage from Bank of Scotland. The sellers refused to budge the price so I negotiated 6k of additionals instead. The sale representative suggested that I not inform my conveyancer about the deal as it would adversely affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I was recommended by a couple of local property agents in Totton to select a property lawyer using your seach tool. Is there a financial upside for Estate Agents to market your lawyers ahead of a competitor’s?
We refuse to make any financial incentive for pointing buyers and sellers in our direction. We thought it would be too underhand a fee as home movers will think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
I am thinking of appointing a conveyancing lawyer in Totton for my remortgage. Can I see a firm’s record with the profession’s regulator?
Anyone can review documented Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training requirements.
Are there any apps to help search for a Totton conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to twentykilometers to attend the solicitor.
Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location, in this case Totton and you will see a number of lawyer located nearest Totton. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.