I have just been advised by my IFA that my North Baddesley solicitor is not on the bank Solicitor panel. How can I be sure that this is correct?
The first thing you need to do is to call your North Baddesley lawyer directly. You lawyer should notify you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your lender.
We are purchasing a house and require a conveyancing solicitor in North Baddesley who is on the Bank of Ireland solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in North Baddesley.
Will my conveyancing lawyers need to check that the building insurance when buying a house in North Baddesley. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/6/2025, the requirements read as follows :
What does a local search tell me regarding the house we're purchasing in North Baddesley?
North Baddesley conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations for instance PSG The local search is essential in every North Baddesley conveyancing purchase; as long as you don’t want any nasty once you have moved into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
I have a semi-detached Victorian house in North Baddesley. Conveyancing practitioner represented me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in North Baddesley and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing lawyer who conducted the conveyancing.
Am in the process of buying my 1st house in North Baddesley. Conveyancing practitioner already selected. The broker pointed out that a survey is not appropriate as the house was only built in 1997.
The bare minimum you need a Home Buyer's Report. Given the premises is over ten years old the property will not benefit from a warranty, so you don't want to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report may be sufficient. They will highlight any apparent problems and suggest additional investigation where relevant. If there are any signs of material issues get a comprehensive structural survey.