Find a Lender-Approved Local Conveyancer in Isle of Sheppey

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Selecting the right solicitor is the most important decision when it comes to your Isle of Sheppey conveyancing

Reasons to use our Isle of Sheppey conveyancing solicitors

  • 1 Our site is the only site offering you the ability to check that your conveyancing in Isle of Sheppey will be conducted by a conveyancer on your mortgage lender’s authorised panel.
  • 2 Isle of Sheppey conveyancing lawyers will have connections at the local Land Registry Office, Local Authority and property agents
  • 3 The mark of a good conveyancing solicitor in Isle of Sheppey is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by large estate agency chains) often falls short of the level of professionalism you will expect.
  • 4 On the balance of probabilities the other side’s conveyancers are located in Isle of Sheppey - if so both parties will have worked on conveyancing matters in the past
  • 5 Cut price packages from online conveyancers might be tempting. However, these companies are often located many kilometers away with little appreciation of the factors that affect property transactions in Isle of Sheppey

Examples of recent conveyancing in Isle of Sheppey since December 2022*

Recently asked questions about conveyancing in Isle of Sheppey

Will our conveyancer be raising enquiries regarding flooding as part of the conveyancing in Isle of Sheppey.

The risk of flooding is if increasing concern for conveyancers dealing with homes in Isle of Sheppey. There are those who buy a house in Isle of Sheppey, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Solicitors are not best placed to give advice on flood risk, but there are a numerous searches that may be initiated by the buyer or on a buyer’s behalf which will figure out the risks in Isle of Sheppey. The conventional set of completed inquiry forms sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) includes a standard inquiry of the owner to discover if the premises has ever been flooded. In the event that the residence has been flooded in past and is not disclosed by the owner, then a purchaser may issue a legal claim for losses as a result of such an incorrect response. A buyer’s solicitors may also conduct an environmental report. This will higlight if there is a recorded flood risk. If so, further inquiries will need to be initiated.

Me and my brother purchased a terraced Victorian property in Isle of Sheppey. Conveyancing lawyer acted for me and Coventry Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the exact same property. I thought I was buying a freehold how can I check?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Isle of Sheppey and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with the conveyancing practitioner who conducted the conveyancing.

I am buying my first flat in Isle of Sheppey with the aid of help to buy. The developers refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not reveal to my conveyancer about this deal as it could jeopardize my mortgage with Birmingham Midshires. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey done on a property in Isle of Sheppey in advance of retaining conveyancers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies tend refuse to give a loan on this type of home.

It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you e-mail us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Isle of Sheppey. Conveyancing will be smoother if you use a solicitor in Isle of Sheppey especially if they are familiar with such properties in Isle of Sheppey.

I am using a search engine for the words cheap conveyancing in Isle of Sheppey it shows results of numerous solicitorslocally. With so much choice what is the best way to find the suitable conveyancing solicitor for the sale of my house?

The preferential way of choosing a suitable conveyancer is through a trusted recommendation, so seek the opinion of colleagues and relatives who have acquired a property in Isle of Sheppey or the respected estate agent or mortgage broker. Costs for conveyancing in Isle of Sheppey vary, so it's advisable to secure a minimum of three fee calculations from different law firms. Make sure that you clarify that the costs are assured not to increase.

Can you provide any top tips for leasehold conveyancing in Isle of Sheppey from the perspective of saving time on the sale process?

  • Much of the frustration in leasehold conveyancing in Isle of Sheppey can be avoided if you instruct lawyers as soon as you market your property and ask them to put together the leasehold information needed by the buyers’ solicitors.
  • If you have had any disputes with your freeholder or managing agents it is essential that these are settled prior to the flat being marketed. The buyers and their solicitors will be reluctant to purchase a flat where there is an ongoing dispute. You may have to bite the bullet and discharge any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is clearly preferable to reveal the dispute as historic rather than ongoing. The majority of landlords or Management Companies in Isle of Sheppey charge for supplying management packs for a leasehold premises. You or your lawyers should discover the actual amount of the charges. The management pack can be applied for as soon as you have a buyer, thus reducing delays. The typical amount of time it takes to receive management information is three weeks. It is the most usual cause of frustration in leasehold conveyancing in Isle of Sheppey. If you hold a share in a the Management Company, you should make sure that you have the original share certificate. Obtaining a re-issued share certificate can be a time consuming formality and frustrates many a Isle of Sheppey home move. If a duplicate share certificate is required, you should approach the company officers or managing agents (where relevant) for this as soon as possible.

Leasehold Conveyancing in Isle of Sheppey - A selection of Queries Prior to buying

    Can you inform me if there are any major works on the horizon that will likely add a premium to the maintenance fees? How long is the Lease? Is the freehold owned collectively by the leaseholders?

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Sample of conveyancing solicitors in Isle of Sheppey regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Isle of Sheppey but also conveyancing throughout England and Wales.

  • John Copland & Son, 77 High Street, Sheerness, Kent, ME12 1TY
  • Pope & Co, 71 High Street, Sittingbourne, Kent, ME10 4AW
  • Jarmans Solicitors, Third Floor, Bell House, Bell Road, Sittingbourne, Kent, ME10 4DH
  • Ratcliffes, 22 Park Road, Sittingbourne, Kent, ME10 1DR
  • Tassells, 20 West Street, Faversham, Kent, ME13 7JF

Planning law solicitors in Isle of Sheppey regulated by the Solicitors Regulation Authority

The firms listed below are a non-comprehensive list of solicitors in Isle of Sheppey with expertise in planning law. This may include advice on compulsory purchases in Isle of Sheppey
  • Tassells, 20 West Street, Faversham, Kent, ME13 7JF

Typically, Isle of Sheppey conveyancing for a purchase has some of the following tasks

  • Property lawyer instructed by the buyer once the offer has been accepted
  • Examining the title to the premises
  • Carrying out Isle of Sheppey conveyancing searches for the title
  • Assessing draft sale agreement and other papers received from the vendor’s solicitor
  • Submitting enquiries with the vendor’s solicitor
  • Agreeing the wording of the purchase agreement
  • Considering the replies given by the seller to pre-exchange enquiries
  • Negotiating the Transfer document
  • Guiding the purchasing in respect of the mortgage offer: (where relevant)
  • Drafting and sending the buyer a report on title (that is; a breakdown of all findings on the property)
  • Proceeding to exchange of contracts and then completion formalities
  • Completion of and submitting to HMRC the appropriate SDLT forms and payment
  • Registering the purchase and the home loan (if appropriate) at the Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.