We were just about to sign contracts for a property in Isle of Sheppey. We have hit a problem. Our mortgage offer with National Westminster Bank runs out on 14/1/2026 but the vendors are insisting on a completion date of 16/1/2026. Is it possible to extend the mortgage expiry date?
The person best placed to deal with your question is your solicitors who will hopefully assess whether he or she is corresponding with the mortgage company, owner’s conveyancers, property agents or indeed all three taking into account the history of your conveyancing to date.
Are the Isle of Sheppey conveyancing solicitors identified as being on the Nationwide conveyancing panel, together with their details provided by Nationwide?
Isle of Sheppey conveyancing firms themselves provide us confirmation that they are on the Nationwide conveyancing panel as opposed to being supplied with a list from Nationwide directly.
I am thinking of refinancing my flat in Isle of Sheppey, does my lawyer have to be on the TSB Solicitor panel?
In theory, you could use a solicitor that is not on the TSB conveyancing panel, but TSB would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
A colleague advised me that if I am buying in Isle of Sheppey I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Isle of Sheppey conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Isle of Sheppey around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Isle of Sheppey Education with maps and statistics, Local Amenities and other useful information about Isle of Sheppey.
How simple is it to switch conveyancer as I have to select one who is on the HSBC Bank conveyancing panel. I instructed a family conveyancing solicitor in Isle of Sheppey round the corner but she is not accepted by HSBC Bank
We will our best to assist in finding you a conveyancing solicitor in Isle of Sheppey on the HSBC Bank panel. Please note that the conveyancers that we on the directory do not pay us fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in Isle of Sheppey. In making use of the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Isle of Sheppey.
Should I appoint a Isle of Sheppey conveyancing solicitor in close proximity to the house I am buying? An old friend can perform the legal formalities however they are based a couple of hundredkilometers away.
The benefit of a local Isle of Sheppey conveyancing practice is that you can drop in to execute paperwork, hand in your ID and apply pressure on them where appropriate. They will also have local intelligence which is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and on the whole were content that must trump using an unfamiliar Isle of Sheppey conveyancing solicitor just because they are local.