I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Isle of Sheppey. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 30/10/2025, the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Isle of Sheppey
There are many registered licenced Conveyancers in Isle of Sheppey and Solicitor firms in Isle of Sheppey to choose from It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in the home buying process. The two can conduct associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
When it comes to mortgage companies such as TSB, do Isle of Sheppey conveyancers incur a fee to be on the list of approved solicitors?
We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
We have agreed to purchase a house in Isle of Sheppey. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Lloyds be concerned?
As your lender is Lloyds your lawyer must comply with the formal instructions set out in Section two of UK Finance Lenders’ Handbook for Lloyds. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Lloyds where a lease fails to satisfy these specifications. The requirements relate to the installation of panels on properties countrywide and is not restricted to Isle of Sheppey.
A friend suggested that where I am buying in Isle of Sheppey I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Isle of Sheppey conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Isle of Sheppey around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Isle of Sheppey Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information about Isle of Sheppey.
I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Isle of Sheppey is where the house is located. What do you suggest?
Flying freeholds in Isle of Sheppey are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Isle of Sheppey you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Isle of Sheppey may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it possible to transfer to a new firm as I need to find one who is on the The Mortgage Works conveyancing list. I was using a high street conveyancing solicitor in Isle of Sheppey five minutes from me but she is not accepted by The Mortgage Works
It would be our pleasure to assist you find a conveyancing solicitor in Isle of Sheppey on the The Mortgage Works panel. Please note that the property lawyers that we work with do not pay us a referral fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in Isle of Sheppey. Using search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Isle of Sheppey.
We are in the middle of purchasing a residence in Isle of Sheppey. Conveyancing solicitor has phoned to say the title is "Leasehold". Does this make a difference on our Santander valuation?
Isle of Sheppey conveyancing does not in most situations involve leasehold houses. The key factor here is the length of lease and the ground rent. If there are over a hundred years remaining with a nominal rent, it's essentially freehold, so it’s unlikely to affect the saleability too much.
On the flip side, if it's, say, fifty five years it is bound to have a material effect on the value, and most likely wouldn't be acceptable to the bank. The length of lease and ground rent will be set out in the lease provided to your conveyancing practitioner.