Can the conveyancing lawyers that you recommend handle conveyancing in Isle of Sheppey by way of an attended exchange?
There are a few conveyancing experts carrying out 24hr exchanges. You should call us to get a conveyancing quote and details as to availability.
Can I use your services to locate a Conveyancing solicitor in Isle of Sheppey even where I’m not buying or disposing of a house, for instance if I wish to acquire a shop in Isle of Sheppey with a loan from Platform Home Loans Ltd?
Our comparison service is predominantly utilised to find domestic conveyancing solicitors in Isle of Sheppey but we have recorded at the bottom of this page a selection of Isle of Sheppey commercial conveyancing firms. You should speak with the solicitors directly to establish if they are also authorised to represent Platform Home Loans Ltd
My property lawyer in Isle of Sheppey is not on the Britannia Conveyancing Panel. Can I still retain my prefered solicitor even though they are excluded from the Britannia panel?
Your options are as follows:
- Carry on with your preferred Isle of Sheppey solicitors but Britannia will need to retain a lawyer on their list of acceptable firms. This will inevitably rack up the overall legal charges and result in delays.
- Get a new lawyer to to deal with the purchase, obviously checking they are Convince your conveyancer to do everything within their powers to join the Britannia conveyancing panel
Forgive me if this question is silly but I am new to the process as a first time purchaser of a garden flat in Isle of Sheppey. Do I pick up the keys to the house on completion from my conveyancer? If this is the case, I will instruct a High Street conveyancing solicitor in Isle of Sheppey?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the vendor’s conveyancers, and once they have received this, you should be called to pick up the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
We have agreed to purchase a house in Isle of Sheppey. A rare aspect is that the roof has a solar panel. Nottingham have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Nottingham your lawyer must comply with the conveyancing instructions outlined in Part 2 of UK Finance Lenders’ Handbook for Nottingham. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and solicitors are required to report to Nottingham where a lease fails to meet these provisions. The specifications relate to the installation of panels on properties in England and Wales and is not limited to Isle of Sheppey.
My offer on a house in Isle of Sheppey has been agreed to, the vendors do however have a dependent purchase. The sellers have offered on on an apartment, however it’s not yet tied up, and are looking at other properties in the pipeline. I have instructed a local conveyancing solicitor in Isle of Sheppey. What do I do now? At what stage do I apply for the mortgage with Barclays?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then survey, Isle of Sheppey conveyancing search charges, etc). The first course of action is to check that your property lawyer is on the Barclays approved list. Regarding the subsequent stages this very much depends on the circumstances of your transaction, desire for the property and on the state of the market. In a buoyant market some home buyers will apply for a home loan with Barclays and arrange for the valuation and only if it comes back ok would they request their conveyancing practitioner to press on with the conveyancing in Isle of Sheppey.
I am buying my first flat in Isle of Sheppey benefiting from help to buy. The sellers refused to budge the price so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not inform my conveyancer about the deal as it could adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Isle of Sheppey is where the house is located. What do you suggest?
Flying freeholds in Isle of Sheppey are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Isle of Sheppey you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Isle of Sheppey may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.