It is a dozen years since I bought my house in Rickmansworth. Conveyancing solicitors have recently been appointed on the sale but I can't locate my deeds. Is this a problem?
Don’t worry too much. First the deeds may be with the mortgage company or they may stored with the conveyancers who handled your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Most conveyancing in Rickmansworth relates to registered property but in the unlikely event that your home is unregistered it is more of a problem but is resolvable.
My grandmother passed away 10 months ago and as sole heir and executor I was left the property in Rickmansworth. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this possible?
If you intend to refinance then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
Me and my brother have a terraced Edwardian property in Rickmansworth. Conveyancing practitioner acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold under the exact same property. Is it worth asking Lloyds TSB Bank to clarify?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rickmansworth and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing solicitor who conducted the purchase.
How does conveyancing in Rickmansworth differ for newly converted properties?
Most buyers of new build premises in Rickmansworth contact us having been asked by the developer to exchange contracts and commit to the purchase even before the property is built. This is because builders in Rickmansworth usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Rickmansworth or who has acted in the same development.
My business partner and I are hoping to lease a unit on a shopping parade. Can you recommend conveyancers offering no-move-no charges for non-domestic conveyancing in Rickmansworth for under 1500k?
We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Rickmansworth, including the disposal and purchase of businesses as well as simply property. If you are looking to purchase or lease a shop, pub, restaurant, office, retail premises or a complete business we will find you the right lawyer. As for the costs these will vary based on the structure and nuances of the deal. Let us have your details or call us so that we can provide you with a detailed commercial conveyancing quote.
In my capacity as executor for the will of my father I am disposing of a house in Monmouth but reside in Rickmansworth. My conveyancer (who is 260 kilometers awayhas requested that I execute a statutory declaration before completion. Could you suggest a conveyancing solicitor in Rickmansworth to witness this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are Rickmansworth based