We opted for a Rickmansworth based firm for my conveyancing in Rickmansworth last week. After carefully reading the Ts and Cs I noteI am on the hook for costs even where the conveyance does not complete. Should I ditch them and choose a web based conveyancing company promising no move no charge conveyancing in Rickmansworth?
It is usually a trade off in that if "No Sale No Fee" is offered then the fee levels will generally be more expensive to offset the cases that abort. Dont forget that such promotions generally do not protect you from disbursements such your Rickmansworth conveyancing search charges.
Can I use your services to find a Conveyancing solicitor in Rickmansworth even if I’m not buying or selling a house, for instance where I wish to acquire a shop in Rickmansworth with a loan from Bank of Ireland?
The service is mainly there to find residential conveyancing solicitors in Rickmansworth but we have set out at the end of this page some Rickmansworth commercial conveyancing firms. You will need to make contact with the solicitors directly to establish if they are also authorised to represent Bank of Ireland
My grandmother passed away last year and as sole heir and executor I was left the property in Rickmansworth. The house had a relatively small loan remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this possible?
If you intend to re-mortgage then Kent Reliance will insist on your using a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
I am close to exchanging contracts on the sale of our home in Rickmansworth and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any high street Rickmansworth conveyancer would know this is not the case. It does beg the question why the buyers are using a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Rickmansworth. Having lived in Rickmansworth for 5 years we know that this is a non issue. Should we get in touch with our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
3 months have elapsed since my purchase conveyancing in Rickmansworth took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the input of my in-laws I had a survey completed on a house in Rickmansworth prior to appointing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some banks tend refuse to give a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. If you call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rickmansworth. Conveyancing may be slightly more expensive based on your lender's requirements.