We are about to sign contracts for a property in Northwood. We encountered a stumbling block. The loan offer with Clydesdale runs out on 18/8/2025 but the sellers are insisting on a completion date of 20/8/2025. Is it possible to extend the mortgage expiry date?
The best person to deal with your issue is your lawyer who is in a position to determine whether he or she is better off negotiating with the bank, vendor’s solicitors, estate agents or indeed all three given what has gone on in your conveyancing to date.
Having sold my house in Northwood last July yet the purchaser is texting every few hours to say her solicitor needs to hear from mine. What are the post completion sale legalities following completion?
Following your disposal your lawyer is obliged to send the transfer documentation and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your solicitor should also evidence that the home loan has been paid off to the purchasers conveyancers. There are no post completion requirements unique to conveyancing in Northwood.
I had intended to instruct a conveyancing solicitor in Northwood for our house move. Our broker has since notified us that our mortgage company Santander won't deal with them. Surely this is unfair competition?
Pre- 2008 most banks had a different appetite for risk. Almost all Northwood conveyancing firms would have been on most lender panels. The Financial Services Authority in 2010 conducted a thematic investigation into mortgage fraud which concluded: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, lenders are increasingly seeing more data from law firms concerning their operations and the individuals who work for them as well as establishing certain criteria such a completing on a minimum number of transactions. Many Northwood conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Northwood is one of the numerous locations where the solicitors we recommend are members of the panel for Santander.
My colleague recommended that where I am purchasing in Northwood I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Northwood conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Northwood around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Northwood Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Northwood Education with plans and statistics, Local Amenities and other useful data concerning Northwood.
I have todaybeen informed that Arc property Solicitors have closed. They conducted my conveyancing in Northwood for a purchase of a leasehold flat 12 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The quickest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Northwood conveyancing specialists.
I have been sourcing a conveyancing solicitor in Northwood for my remortgage. Can I see a firm’s record with the legal regulator?
Members of the public can review presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The regulator could recorded call for training purposes.