I have an AIP. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to appoint their panel solicitor as I would prefer to appoint a high street conveyancing solicitor in Great Barford?
Do check but the chances are that appoint one of their panel conveyancers where you want the "fee-free" deal. Call the lender to see if they allow a monetary alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Great Barford.
Does a directory service exist listing Santander panel conveyancers in Great Barford on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association sites. A small selection of lending institutions make their panel listings visible on the web. Where you are in need of a Great Barford conveyancing practitioner on the Santander please use our tool.
I am currently in the process of buying my council flat in Great Barford. I have a mortgage agreed with Nationwide. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
About to purchase flat in Great Barford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Great Barford conveyancing practitioner is on the Yorkshire BS conveyancing panel.
What does a local search tell me about the house I am purchasing in Great Barford?
Great Barford conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Xpress Legal The local search is essential in every Great Barford conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your new home. The search should supply data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
My wife and I own a 4 bedroom Georgian house in Great Barford. Conveyancing practitioner represented me and Clydesdale. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the exact same property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Great Barford and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing lawyer who conducted the conveyancing.
How does conveyancing in Great Barford differ for newly converted properties?
Most buyers of new build property in Great Barford contact us having been asked by the seller to exchange contracts and commit to the purchase even before the property is completed. This is because new home sellers in Great Barford tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Great Barford or who has acted in the same development.
I am 3 weeks into a leasehold purchase having been recommend to conveyancers by the local agent to do our conveyancing in Great Barford. I am not happy. Could you you assist me in finding new lawyers?
They would have to be very poor in order to consider changing them. Has your mortgage been generated? In the event that it has you will need to advise them of the replacement lawyer and have the offer are re-sent. Your conveyancer needs to be on the mortgage company approved list to avoid supplemental expenses and delays. So that should be your first question of the new solicitors. Our search tool will help you find a bank approved conveyancer for your home move in Great Barford