I am purchasing residence in Barton Le Clay. My Conveyancer has never been on on the lender conveyancing list. Can I still appoint my Barton Le Clay conveyancing solicitor even though they are not on the lender approved list?
You have numerous alternatives available to you here
- Carry on with your existing Barton Le Clay solicitor but your bank will need to use a conveyancer from their conveyancing panel. This will result in additional fees together with probable frustration.
- Get a new property lawyer to conduct the conveyancing, making sure they are on the bank conveyancing panel.
- Convince your property lawyer to seek to join the mortgage company panel
My fiance and I swapping mortgage lender for our maisonette in Barton Le Clay with Nottingham. We have a son approaching twenty who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the apartment is repossessed. I have two concerns (1) Is this document specific to the Nottingham conveyancing panel as he never had to sign this form when we bought 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nottingham. This is solely used to protect Nottingham if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nottingham had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Barton Le Clay. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/10/2025, the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Barton Le Clay
There are many recorded licenced Conveyancers in Barton Le Clay and Solicitor practices in Barton Le Clay who can assist with your conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. The two can handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
Can you help - my lawyer says that chancel insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Barton Le Clay?
The right level of chancel indemnity insurance depends on who your lender is. It would differ for example between Birmingham Midshires and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.
Our sealed bid on a semi in Barton Le Clay has been agreed to, but there is a chain. The vendors have placed an offer on a flat, however it’s not yet agreed to, and are looking at other properties in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Barton Le Clay. What do I do now? When should I get the mortgage application with TSB going?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then valuation, Barton Le Clay conveyancing search fees, etc). The first course of action is to ensure that your property lawyer is on the TSB conveyancing panel. Concerning the next phase this very much dictated by the uniqueness of your transaction, motivation for this property and on the state of the market. During a rising market some purchasers will apply for a home loan with TSB and pay for the valuation and only if it was satisfactory would they pay their solicitor to press on with searches.
How does conveyancing in Barton Le Clay differ for newly converted properties?
Most buyers of new build property in Barton Le Clay contact us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because builders in Barton Le Clay tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Barton Le Clay or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Barton Le Clay is where the house is located. Can you shed any light on this issue?
Flying freeholds in Barton Le Clay are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Barton Le Clay you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Barton Le Clay may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.