My Solicitor in Clophill is not listed on the Platform Home Loans Ltd Conveyancing Panel. Is it possible for me to use my prefered solicitor even though they are excluded from the Platform Home Loans Ltd panel of approved conveyancing solicitors?
Your options are as follows:
- Complete the purchase with your existing Clophill solicitors but Platform Home Loans Ltd will need to use a solicitor on their list of acceptable firms. This will result in additional total conveyancing fees as well as result in frustration.
- Find an alternative solicitor to act in the conveyancing, obviously checking they are Platform Home Loans Ltd approved.
- Persuade your Platform Home Loans Ltd solicitor to attempt to join the Platform Home Loans Ltd panel
My aunt informed me that in purchasing a property in Clophill there may be a number of restrictions as to what one can do in terms of external alterations to a property. Is this right?
There are anumerous of properties in Clophill which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Clophill should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am purchasing a property in Clophill. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender TSB be concerned?
Given that you are obtaining a mortgage with TSB your lawyer must check the formal requirements set out in Section two of UK Finance Lenders’ Handbook for TSB. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and lawyers are required to report to TSB where a lease does not meet these provisions. The provisions relate to the installation of panels on properties nationwide and is not restricted to Clophill.
I was told two weeks ago that my mortgage has been agreed to by Clydesdale. Is it usual for Clydesdale to only issue the offer once my solicitor in Clophill is approved on their conveyancing panel? Clydesdale have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
Just bought a terraced house in Clophill , What is the estimated time for the Land Registry to record my ownership? My Clophill conveyancing solicitor works at snail pace, so I want to check that my purchase is registered.
There is nothing unique when it comes to conveyancing in Clophill registration formalities. Rather than based on location, timeframes can differ according to the party submitting the application, whether it is in order and whether the Land registry must send notices to any other parties. As of today approximately 80% of such applications are fully dealt with in less than three weeks but some can be subject to longer delays. Registration is effected once the purchaser is living at the premises so 'speed' is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your solicitor should contact the land registry and explain the circumstances.
I am buying a new build house in Clophill benefiting from help to buy. The builders refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not reveal to my solicitor about the side-deal as it could affect my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Clophill is where the house is located. Can you shed any light on this issue?
Flying freeholds in Clophill are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Clophill you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clophill may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My company is intending to take over a lease of a shop on a shopping parade. Can you recommend solicitors offering competitive charges for non-domestic conveyancing in Clophill for less than 2k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Clophill, including the disposal and purchase of businesses as well as simply property. Whether you are looking to purchase or sell a shop, pub, restaurant, office, retail premises or a complete business we can find you the right firm. As for the fees these will vary based on the structure and terms of the proposed transaction. Please provide us with your contact information or email us so that we can supply you with a fixed commercial conveyancing calculation.