My financial adviser has asked me for my Ruislip lawyer’ panel member for the HSBC conveyancing panel. Can you suggest how I find this out. I have tried my local Ruislip office but they don't know it.
The sensible thing to do is ask for this information from your Ruislip conveyancing practitioner . Most Ruislip conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
Do the conveyancing solicitors listed on your site handle auction conveyancing in Ruislip?
There are a few auction practitioners we can connect you with those conducting auction conveyancing. Ruislip is just one of our locations in which our lawyers cover.
At what point will exchange of contracts take place for purchase conveyancing in Ruislip and am I required to be at the solicitors branch?
If you are near to one of the conveyancing solicitors in Ruislip you are invited in to sign contracts. That being said, the law practices we recommend provide countrywide coverage for conveyancing and provide as equally comprehensive and professional a job for you when communicating with you by post or email. The executing of the property agreement is not the critical part. A signed contract is necessary for the conveyancer to officially exchange when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Ruislip)to be in the office at the appropriate time.
I'm buying a new build house in Ruislip with the aid of help to buy. The builders refused to move on the amount so I negotiated 6k of additionals instead. The property agent suggested that I not reveal to my solicitor about the extras as it could put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a property in Ruislip before instructing lawyers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies will refuse to give a loan on a flying freehold home.
It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. Should you wish to call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Ruislip. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ruislip to see if the conveyancing costs will increase in light of this.
I am looking for a conveyancing practitioner in Ruislip for my house move. Can I review a solicitor's record with the legal regulator?
You can find documented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. For details Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The regulator sometimes recorded call for training reasons.