My best friend’s sister is a conveyancer. I am hopeful that I'll be able to get preferential fee for conveyancing, but if not, what kind of fees would I typically be looking at for conveyancing in Ruislip?
It’s a good idea to look for two or three conveyancing quotes. Make use of our search tool on this site. Whilst fees will be different but the service one can expect differ between solicitors as is the case with the vast majority of professional services.
We are expecting a mortgage offer soon. The bank mentioned the home loan came with free conveyancing. Does this mean I have to instruct their panel lawyer as I would prefer to use a Ruislip based conveyancing firm?
You should check but the chances are that appoint one of their panel solicitors where you take up the "fee-free" incentive. Call the lender and check if they make available a cash alternative. In the past a few mortgage companies offered a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor near Ruislip.
We previously selected solicitors locally in Ruislip on the UBS solicitor panel. They are now charging me a supplemental sum for dealing with the UBS mortgage. Is this a supplemental conveyancing fee set by UBS?
Provided it is contained in their Terms and Conditions or Quote then yes your solicitor may levy a fee for this. This fee is not set by UBS but by your Ruislip solicitor. Some firms on the UBS panel will charge an ‘acting for lender’ fee and others do not.
We are getting a further advance on our home loan from HSBC as we want to carry out renovations to our property in Ruislip. Are we obliged to appoint a bricks and mortar Ruislip solicitor on the HSBC conveyancing panel to deal with the paperwork?
HSBC do not ordinarily instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC list.
I am due to exchange contracts on my apartment. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nationwide are being a right pain. The Ruislip solicitor who is on the Nationwide conveyancing panel is recommending indemnity insurance as a solution but Nationwide are requiring a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
How does conveyancing in Ruislip differ for newly converted properties?
Most buyers of new build property in Ruislip come to us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is completed. This is because builders in Ruislip typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ruislip or who has acted in the same development.
Taking into account that I am about to part with £400,000 on a garden flat in Ruislip I would like to talk to a lawyer about mytransaction before appointing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer due to be doing your conveyancing in Ruislip.There is no ‘factory style conveyancing’ - each client is unique person, not a case number. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in Ruislip should be the figure that you are charged.
My father-in-law has recommend that I use his conveyancing solicitors in Ruislip. Do I take his guidance?
Much as we are happy to recommend a Ruislip conveyancing lawyer it’s preferable to select a conveyancing lawyer is to seek feedback from friends or relatives who have experience in using the firm you're contemplating using.