AssumingI was to acquire a simple residential housein Ruislip mortgage fee and dispense with a survey and no conveyancing searches how much would I expect to have to pay for conveyancing in Ruislip?
Any savings you would gain will be isolated to the disbursement for searches. A conveyancer still be obliged to do everything else - money laundering, correspond with the sellers solicitor, stamp duty return, register the ownership etc. You might save a bit for them not needing to register a mortgage however it will not be significant.
It is a dozen years since I bought my house in Ruislip. Conveyancing solicitors have recently been retained on the sale but I can't find my title documents. Is this a major issue?
You need not be too concerned. First there is a chance that the deeds will be retained by the mortgage company or they may be in the possession of the conveyancers who oversaw the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. The vast majority of conveyancing in Ruislip involves registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
Do I have to attend the offices of the solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Ruislip so that I can attend their offices if required.
As opposed to twenty years ago, the vast majority banks no longer need their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to supply ID documents and there are still manifest advantages to choosing a locally based practitioner, in your case a conveyancing solicitor in Ruislip.
I used Stirling Law several years past for my conveyancing in Ruislip. Now, I need my files however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ruislip of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
In my capacity as executor for the will of my grandmother I am selling a property in Swansea but reside in Ruislip. My conveyancer (who is 200 miles awayhas requested that I execute a statutory declaration before completion. Could you suggest a conveyancing solicitor in Ruislip to witness and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are Ruislip based
I own a leasehold flat in Ruislip. Conveyancing was completed in 2009. I have been told that I should not allow the lease length get too short. What is the reasoning?
Ruislip leasehold properties are for a prescribed term - normally just under one hundred years when they are first granted. However a significant appartments in Ruislip were built or converted 20 or more years ago and so such leases now have under eighty years remaining. That may sound like a long time but Banks, Building Societies and other mortgage lenders tend to require leases to have a minimum of seventy five years unexpired to adequate security. Accordingly when you come to sell the property you will need a lease extension if you are nearing 75 years. To maximise the saleability of your property you should be considering whether or not to extend your lease long before you come to sell it. There are also strong financial reasons to doing so before the lease hits eighty years as when the lease is less than eighty years the amount to be paid to extend starts to escalate.