It is 10 years ago since I bought my house in Uxbridge. Conveyancing lawyers have just been retained on the sale but I can't locate the title documents. Is this a major issue?
You need not be too concerned. Firstly the deeds may be kept by your mortgage company or they may be in the possession of the solicitor who oversaw the purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Uxbridge involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
I am helping my sister sell her house in Uxbridge. Will the conveyancer order an EPC or it is for the seller to see to?
After the abolition of Home Information Packs, EPC’s became a mandatory component of selling a property. An energy assessment needs to be commissioned prior to the property being placed on the market. This is not a task that solicitors normally organise. Where you are instructing a Uxbridge conveyancing solicitor they may help arrange energy assessments given their relationships with reputable Uxbridge accredited person
We are purchasing a 4 bedroom semi-detached house in Uxbridge. The intention is to carry out a loft conversion at the house.Will legal work on the property include investigations to ascertain if these alterations are permitted?
Your solicitor should check the registered title as conveyancing in Uxbridge will occasionally identify restrictions in the title documents which prohibit categories of alterations or necessitated the consent of a 3rd party. Many extensions call for local authority planning permissions and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
I am selling my flat. I had a double glazing fitted in June 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Lloyds are being problematic. The Uxbridge solicitor who is on the Lloyds conveyancing panel is saying indemnity insurance will be fine but Lloyds are requiring a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
How does conveyancing in Uxbridge differ for newly converted properties?
Most buyers of new build residence in Uxbridge approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is completed. This is because developers in Uxbridge usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Uxbridge or who has acted in the same development.
I have been on the look out for a flat up to £235,500 and found one round the corner in Uxbridge I like with a park and railway links in the vicinity, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in Uxbridge for this price, so just wondered if I would be making a grave error acquiring a short lease?
Should you require a mortgage the remaining unexpired lease term may be a potential deal breaker. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.
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At this site secure an accurate costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in Uxbridge. Unlike many estate agents and many comparison sites we do not charge firms a commission if you appoint them for your conveyancing in Uxbridge
I am purchasing a maisonette and cash is in place. My solicitor has been supplied with with 2 distinct forms of photographic ID, bank statement, endless utility bills. Now he wants a copy from a probate lawyer stating that the funds are in order and that it has come from inheritance and not selling fake DVD.
For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Uxbridge conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.