I am purchasing a house without a mortgage in Uxbridge. I have resided for the last dozen years in Uxbridge. Conveyancing searches are exorbitant. Given that I know the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a mortgage, then almost all of the Uxbridge conveyancing searches are non-obligatory. Your lawyer will try and sway you, no-doubt strongly, that you should have searches done, but she is duty bound to do this. Do consider; if you are going to dispose of the house in the future, it could be of relevance to your future buyer what the searches contain. Sometimes houses with no practical issues can still show up detrimental search results. A competent conveyancing solicitor in Uxbridge should be able to give you some sensible advice concerning this.
Completed the sale of my flat in Uxbridge last April but the buyer keeps texting me to moan that their conveyancer is waiting to hear from myconveyancer. What should my lawyer have done now that I have sold?
After completion of your disposal your conveyancer should deliver the transfer documentation and all of the paperwork to the purchaser's conveyancer. Depending on the transaction, your lawyer should also confirm that the legal charge in favour of the lender has been redeemed to the purchasers conveyancers. There are no post completion requirements peculiar conveyancing in Uxbridge.
I am considering applying for a UBS mortgage for purchase of a newly converted (under development) in Uxbridge with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for UBS ?
In theory, you could use a solicitor that is not on the UBS conveyancing panel, but UBS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
My friend suggested that where I am buying in Uxbridge I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Uxbridge conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Uxbridge around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information concerning Uxbridge.
I am looking for a leasehold apartment up to £305k and found one close by in Uxbridge I like with amenity areas and station in the vicinity, however it only has 49 years on the lease. There is not much else in Uxbridge in this price bracket, so just wondered if I would be making a grave error buying a short lease?
Should you require a home loan the shortness of the lease may be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this.
I am purchasing a garden maisonette in Uxbridge. Conveyancing solicitor is awaiting, from the seller, building insurance paperwork. Earlier today I was informed that the owner must send the insurance schedule for the flat above also. Why would my lawyer need to check the insurance for the flat above? Is it really required? We have been waiting for the last fortnight…
It is not impossible in leasehold conveyancing in Uxbridge to discover Conveyancing in Uxbridge in a minority of cases reveals that the lease provides for the tenant's to insure their individual flats rather than the freeholder insuring the whole premises - which is clearly better. Do double check with your lawyer but it would seem that your property lawyer is looking to verify that the complete building is insured. Insuring your apartment is no help when it comes to rebuilding after a fire if the other flat cannot be rebuilt due to lack of insurance cover.