Do banks and building societies provide you with an approved list of Uxbridge conveyancing solicitors? How do you know who is on the Nationwide conveyancing panel?
Uxbridge conveyancing firms themselves provide us confirmation that they are on the Nationwide conveyancing panel as opposed to being supplied with a list from Nationwide directly.
I have todaybeen informed that Stirling Law have been shut down. They conducted my conveyancing in Uxbridge for a purchase of a leasehold apartment 10 months ago. How can I establish that the property is not still registered in the name of the former proprietor?
The easiest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Uxbridge conveyancing specialists.
How does conveyancing in Uxbridge differ for newly converted properties?
Most buyers of new build premises in Uxbridge come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Uxbridge typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Uxbridge or who has acted in the same development.
I decided to have a survey carried out on a property in Uxbridge prior to retaining solicitors. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some lenders tend not grant a loan on such a home.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Uxbridge. Conveyancing will be smoother if you use a solicitor in Uxbridge especially if they are familiar with such properties in Uxbridge.
My partner has suggested that I instruct his conveyancers in Uxbridge. Do I take his guidance?
Much as we are happy to recommend a Uxbridge conveyancing lawyer the ideal way to find a conveyancing solicitor is to have referrals from friends or family who have actually experience in using the firm you're considering.
My husband and I have AIP from Clydesdale who indicated that they will loan up to £300k. At what point do we need to instruct a lawyer for conveyancing? Uxbridge is where we plan to move to.
You can appoint a conveyancer now and ask them to generate a file on your behalf. This will trigger: 1) the estate agent to issue a Sales Memo to the relevant parties 2) the seller’s solicitor to submit the draft agreement. However, do not instruct your property lawyer to order searches until you receive your valuation report from Clydesdale and you are willing to move forward.