It is is a decade since I bought my home in Uxbridge. Conveyancing lawyers have recently been appointed on the sale but I am unable to find my deeds. Is this a problem?
You need not be too concerned. First the deeds may be with the mortgage company or they may be in the possession of the conveyancers who handled your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Nearly all conveyancing in Uxbridge relates to registered property but in the unlikely event that your home is unregistered it is more problematic but is resolvable.
I have just over seventy years unexpired on my lease and need a lease extension for my apartment in Uxbridge. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/3/2025 the requirements read as follows :
I have been told that property searches are the primary cause of hinderance in Uxbridge house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays in the conveyancing process. Searches are unlikely to feature in any holding up conveyancing in Uxbridge.
I am looking for a flat up to £305k and identified one near me in Uxbridge I like with a park and railway links in the vicinity, however it's only got 61 remaining years left on the lease. There is not much else in Uxbridge in this price bracket, so just wondered if I would be making a mistake buying a short lease?
Should you require a home loan the remaining unexpired lease term will likely be an issue. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this.
How easy is it to use the search app to choose a conveyancing solicitor in Uxbridge on the panel for my lender?
Step one is to choose a lender such as Accord Mortgages Ltd, Chelsea Building Society or Godiva Mortgages Ltd then type in your preferred area such as Uxbridge. Conveyancing practices in Uxbridge and nationally should be shown.
I've found a house that seems to tick a lot of boxes, at a reasonable price which is making it more attractive. I have just been informed that it's a leasehold rather than freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Uxbridge. Conveyancing solicitors have are soon to be appointed. Will my lawyers set out the risks of buying a leasehold house in Uxbridge ?
Most houses in Uxbridge are freehold and not leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can assist with the conveyancing process. It is clear that you are purchasing in Uxbridge in which case you should be shopping around for a Uxbridge conveyancing solicitor and be sure that they have experience in advising on leasehold houses. First you will need to check the number of years remaining. As a tenant you will not be entirely free to do whatever you want to the property. The lease will likely included provisions for example obtaining the landlord’sconsent to carry out alterations. You may also be required to pay a service charge towards the maintenance of the estate where the house is part of an estate. Your lawyer will appraise you on the various issues.
Despite our best efforts, we have been unsuccessful in trying to purchase the freehold in Uxbridge. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Most certainly. We are happy to put you in touch with a Uxbridge conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Uxbridge property is 164 Nestles Avenue in October 2013. The tribunal agreed with the proposed price of £20,158 for the freehold and determined that that sum is the amount to be paid into court This case was in relation to 2 flats. The unexpired residue of the current lease was 69 years.