Forgive me if this question is silly but I am unseasoned as a first time buyer of a ground floor flat in Forest Hill. Do I collect the keys to the house on the completion date from my solicitor? If this is the case, I will use a High Street conveyancing solicitor in Forest Hill?
On the day of completion you will not be required to go to the conveyancers office in Forest Hill. Your solicitors will arrange to send the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you will be able to receive the keys from the selling Agents and start moving into the property. This tends to happen early afternoon.
I have today made my last payment due on my mortgage with Principality. I assume I don't need a Forest Hill conveyancing practitioner on the Principality panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Forest Hill off the council. I have a mortgage agreed with Bank of Ireland. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.
I require expedited conveyancing in Forest Hill as I have a deadline to complete in less than one month. Fortunately I do not require a mortgage. Can I decline from having conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you are at liberty not to have searches carried out although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in Forest Hill the following are examples of issues that can appear and adversely affect future saleability: Enforcement Actions, Overdue Fees, Outstanding Grants, Railway Schemes,...
I used Wolstenholmes several years ago for my conveyancing in Forest Hill. Now, I need the documents but the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Forest Hill of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey done on a house in Forest Hill before retaining solicitors. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some banks may refuse to give a loan on such a property.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Forest Hill. Conveyancing may be slightly more expensive based on your lender's requirements.
As co-executor for the will of my grandfather I am selling a house in Swansea but reside in Forest Hill. My conveyancer (who is 300 kilometers awayneeds me to execute a stat dec prior to completion. Could you suggest a conveyancing solicitor in Forest Hill who can witness and place their company stamp on the document?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are located in Forest Hill
I am a negotiator for a busy estate agency in Forest Hill where we have witnessed a number of flat sales jeopardised due to short leases. I have received contradictory information from local Forest Hill conveyancing solicitors. Can you clarify whether the vendor of a flat can commence the lease extension formalities for the buyer?
As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser need not have to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the disposal of the property.
Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
We have reached the end of our tether in seeking a lease extension in Forest Hill. Can the Leasehold Valuation Tribunal adjudicate on premiums?
You certainly can. We are happy to put you in touch with a Forest Hill conveyancing firm who can help.
An example of a Lease Extension case for a Forest Hill residence is Flat 1 40-42 Ewelme Road in August 2012. the Tribunal assessed the premium for the lease extension in the sum of £11,800 This case related to 1 flat. The unexpired residue of the current lease was 61.81 years.