A mortgage agreement from HSBC for the refinancing of my single room flat is due imminently. Are you able to propose a low cost conveyancing lawyer in Brockley?
This site is not designed to help those in pursuit of the lowest fares for conveyancing solicitors in Brockley. We can offer you cost effective conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint organisations offering £100 conveyancing in Brockley. Optimistically, in choosing a lawyer for cheap conveyancing, you will get your money’s worth and at worst you will end up with a surprising uplift in additional fees and still not get the service expected.
IfI was to purchase a simple residential propertyin Brockley mortgage fee and dispense with a survey and no conveyancing searches how much should I expect to have to pay for conveyancing in Brockley?
The only reduction in fees you would make on is the disbursement for searches. A property lawyer still be obliged to do everything else - money laundering, correspond with your vendors conveyancer, SDLT return, register the ownership etc. A marginal saving might be made by not having to register a mortgage however it won't be meaningful.
Completed the sale of my flat in Brockley last May but our buyer keeps SMS messaging every few hours to say his solicitor is waiting to hear from myconveyancer. What should my lawyer have done following completion?
Following your sale your conveyancer is committed to send the transfer documentation and all additional paperwork to the purchaser's solicitors. If applicable, your lawyer must also send confirmation that the home loan has been paid off to the purchasers conveyancers. There are no post completion tasks peculiar conveyancing in Brockley.
My wife and I have arranged a further advance on our mortgage from Santander as we want to conduct improvements to our property in Brockley. Do we need to appoint a bricks and mortar Brockley solicitor on the Santander conveyancing panel to handle the legals?
Santander don't usually appoint firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander list.
Two weeks ago we had a mortgage agreed in principle with Bank of Ireland. Brockley conveyancing solicitors are instructed. What is the average time that one could expect to receive a mortgage offer from Bank of Ireland?
Some lenders take longer than others. Have Bank of Ireland completed the survey? Have you advised Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
My offer was accepted on a house in Brockley on 30/11/2020, valuation was booked 2 days later, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Due to the encouragement of my in-laws I had a survey completed on a house in Brockley in advance of appointing solicitors. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some lenders may not issue a loan on this type of property.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Brockley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Brockley to see if the conveyancing costs will increase in light of this.
My father-in-law has encouraged me to instruct his conveyancers in Brockley. Should I choose my own property lawyer?
Much as we are happy to recommend a Brockley conveyancing lawyer the ideal way to select a conveyancing practitioner is to seek guidance from friends or relatives who have used the solicitor that you are are thinking of instructing.