Are you able to recommend a Barnsley Building Society sanctioned Southend conveyancing conveyancer who can have us moved in within 28 days? Would it be better to use a local Southend conveyancer or a factory type firm?
We would be happy to suggest some excellent Southend conveyancing firms. You can also walk up the main road in Southend. Visit a couple of firms and ask to see a conveyancing solicitor for a costs illustration. Discuss your expectations together with the reasons and get a commitment on speed. Appoint the one that genuine.
Do lawyers ask for money on account for my conveyancing in Southend?
If you are buying a property in Southend your solicitor will ask you to provide them with funds to cover the the cost of the conveyancing searches. Normally this is requested to cover the fees of the conveyancing searches. When the down payment is as part of the purchase price then this will be asked for shortly ahead of contracts are exchanged. The closing balance that is due should be sent to your lawyer a few days ahead of the completion date.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Southend. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/6/2025, the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Southend
Two types of professional can perform conveyancing in Southend namely licenced conveyancers or solicitors. The two can handle conveyancing services that required to complete the sale or acquisition of property. They are both required to execute Southend conveyancing to the same standards and guidelines so you may be sure that your conveyancing will be properly carried out and that all requirements and procedures will be suitably attended to.
I have decided to exercise my right to buy my property in Southend off the council. I have a mortgage offer with Co-operative. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
Bank of Ireland have agreed my mortgage in principle, my bid on a property in Southend has been agreed to, now what?
Your property agent will need to be advised as to your property lawyer's details (be sure the property lawyers are on the lender’s panel). Call up Bank of Ireland or the financial adviser and finish off any outstanding documentation. Bank of Ireland will instruct a valuer who will get in contact with the selling agent or vendor to book a slot for the valuation to occur. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. Bank of Ireland will send the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Southend.
Various internet forums that I have come across warn that are a common cause of delay in Southend house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances during the legal transfer of property. Local searches are unlikely to feature in any holding up conveyancing in Southend.
I am buying a new build house in Southend with a loan from Godiva Mortgages Ltd. The sellers refused to budge the amount so I negotiated 6k of additionals instead. The estate agent told me not to tell my conveyancer about this deal as it will adversely affect my mortgage with Godiva Mortgages Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.