I went with a Southend based lawyer for my conveyancing in Southend yesterday. Reviewing the Terms and Conditions it is apparent thatI am liable for fees even if our purchase aborts. Would I be best advised to instruct an on-line conveyancing brokerage promising no-sale-no-fee conveyancing in Southend?
Generally there is a concession along the lines that if "No Sale No Fee" is advertised then the conveyancing charges will tend to be be uplifted to offset those conveyances that do not proceed. Do bear in mind that these promotions tend not to cover expenses such as Southend conveyancing search expenses.
My wife and I are only a couple days away from an exchange on a flat in Southend and my parents have transferred the ten percent deposit to my conveyancing practitioner. I am now told that as the deposit has not come from me my conveyancer needs to disclose this to my lender. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I disclosed to the mortgage company regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?
The conveyancer is obliged to check with the bank to make sure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.
It is a dozen years since I acquired my house in Southend. Conveyancing lawyers have just been instructed on the sale but I am unable to locate the title deeds. Will this cause complications?
You need not be too concerned. Firstly there is a chance that the deeds will be with your lender or they may stored with the lawyers who acted in the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in Southend involves registered property but in the rare situation where your property is unregistered it is more tricky but is resolvable.
My brother-in-law has suggested I instruct a conveyancing solicitor in Southend. I I would like to check whether they are accepted on the Bank of Scotland approved list of lawyers. Could you assist?
You should e-mail your lawyer and enquire whether they can act for the lender. Alternatively you can get in touch with Bank of Scotland who may be able to confirm.
How does conveyancing in Southend differ for newly converted properties?
Most buyers of new build premises in Southend come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because house builders in Southend usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Southend or who has acted in the same development.
I am looking into buying my first house which is in Southend and I am already nervous. I couldn't find anything specific about Southend. Conveyancing will be needed in due course but do you know about the Southend area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Southend. In the meantime here are some basic statistics that we found