My financial adviser has requested my New Beckenham law firm’s panel member for the Nat West conveyancing panel. How do I obtain this. I have contacted my local New Beckenham branch but they have not got back to me yet.
Have you tried calling your New Beckenham lawyer about this?. Most New Beckenham law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
It is a dozen years since I purchased my house in New Beckenham. Conveyancing solicitors have now been appointed on the sale but I can't track down the title documents. Will this jeopardise the sale?
Don’t worry too much. First there is a chance that the deeds will be kept by the lender or they may be in the possession of the lawyers who acted in your purchase. Secondly in most cases the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Almost all conveyancing in New Beckenham relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.
I need some expedited conveyancing in New Beckenham as I am faced with a deadline to sign on the dotted line within 4 weeks. A mortgage is not required. Is it possible to decline from having conveyancing searches to save fees and time?
If.Given you are are a mortgage free purchaser you have the choice not to do searches although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in New Beckenham the following are instances of issues that can be revealed and therefore impact the marketability of the property: Refused Planning Applications, Overdue Charges, Overdue Grants, Road Schemes,...
I'm buying a new build house in New Beckenham with a mortgage from Chelsea Building Society. The builders refused to reduce the price so I negotiated 6k of extras instead. The estate agent advised me not to tell my conveyancer about this extras as it would adversely affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey done on a house in New Beckenham ahead of retaining conveyancers. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some lenders may not give a loan on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in New Beckenham. Conveyancing will be smoother if you use a solicitor in New Beckenham especially if they are familiar with such properties in New Beckenham.
I am in need of some leasehold conveyancing in New Beckenham. Before diving in I want to be sure as to the unexpired term of the lease.
If the lease is recorded at the land registry - and almost all are in New Beckenham - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a New Beckenham conveyancing firm to assist?
Absolutely. We are happy to put you in touch with a New Beckenham conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a New Beckenham flat is 26 Manor Road in July 2010. the Tribunal decided that price to be paid for the freehold was £12,420 This case affected 2 flats. The unexpired term was 76.75 and 88.83.