Can your site be used to recommend a Conveyancing solicitor in Crofton Park even where I’m not purchasing or disposing of a house, for example if I want to acquire an office in Crofton Park with a loan from Bank of Ireland?
Our comparison service is predominantly utilised to help choose domestic conveyancing solicitors in Crofton Park but we have recorded at the bottom of this page a few Crofton Park commercial conveyancing firms. You will need to enquire with the company directly to establish if they are also authorised to represent Bank of Ireland
I am buying a 3 bedroom semi in Crofton Park. We would like to an extension at the rear at the property.Will the conveyancing process involve enquiries to ascertain if these works are prohibited?
Your conveyancer should review the deeds as conveyancing in Crofton Park will on occasion identify restrictions in the title documents which prohibit categories of works or need the permission of another owner. Some works call for local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.
I am buying a property in Crofton Park. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?
Given that your lender is UBS your lawyer must comply with the formal requirements contained in Section 2 of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook includes minimum conditions for solar panel roof-space leases, and lawyers are required to report to UBS where a lease does not comply with these requirements. The provisions relate to the installation of panels on properties nationwide and is not limited to Crofton Park.
I am selling my house. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, TSB are being a right pain. The Crofton Park solicitor who is on the TSB conveyancing panel is saying indemnity insurance will be fine but TSB are requiring a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
A relative advised me that if I am buying in Crofton Park I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Crofton Park conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Crofton Park around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful data concerning Crofton Park.
I opted to have a survey completed on a property in Crofton Park before instructing conveyancers. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some banks may refuse to give a mortgage on this type of house.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. If you contact us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Crofton Park. Conveyancing will be smoother if you use a solicitor in Crofton Park especially if they are acquainted with such properties in Crofton Park.
I have been sourcing a conveyancing practitioner in Crofton Park for my remortgage. Is there any facility to see a solicitor's record with the profession’s regulator?
Members of the public can search for presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. For information Pre 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA could recorded telephone calls for training reasons.
I've recently bought a leasehold property in Crofton Park. Am I liable to pay service charges for periods before my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Notwithstanding our best efforts, we have been unsuccessful in trying to reach an agreement for a lease extension in Crofton Park. Can this matter be resolved via the Leasehold Valuation Tribunal?
if there is a missing freeholder or where there is disagreement about the premium for a lease extension, under the relevant statutes you can apply to the First-tier Tribunal (Property Chamber) to determine the premium.
An example of a Lease Extension case for a Crofton Park property is Flat b 14 Kemble Road in May 2014. The Tribunal assessed the value of the premium payable for the lease extension to be £9,761 This case affected 1 flat.