Can you help? My Nunhead solicitor is informing me me that he is legally obliged toorder Nunhead conveyancing searches stemming from the fact thatthe firm are on the Virgin Moneyconveyancing panel. Is my solicitor correct?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a lender your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Nunhead conveyancing searches.
I am considering mortgaging my house in Nunhead, does my lawyer need to be on the Aldermore Solicitor panel?
In theory, you could use a solicitor that is not on the Aldermore conveyancing panel, but Aldermore would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
I require fast conveyancing in Nunhead as I am under an ultimatum to sign on the dotted line within 4 weeks. A home loan is not required. Can I avoid the conveyancing searches to save money and time?
As you are not getting a home loan you have the choice not to have searches conducted although no law firm would suggest that you don't. With plenty of history conveyancing in Nunhead the following are examples of what can crop up and adversely affect future saleability: Enforcement Notices, Outstanding Charges, Overdue Grants, Unadopted Roads,...
Are there restrictive covenants that are commonly picked up during conveyancing in Nunhead?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Nunhead. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the guidance of my in-laws I had a survey completed on a house in Nunhead prior to retaining lawyers. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some lenders will not give a mortgage on such a premises.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Nunhead. Conveyancing will be smoother if you use a solicitor in Nunhead especially if they are accustomed to such properties in Nunhead.
As co-executor for the will of my aunt I am disposing of a property in Swansea but I am based in Nunhead. My solicitor (based 250 kilometers awayhas requested that I execute a stat dec ahead of completion. Can you recommend a conveyancing lawyer in Nunhead who can witness and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are based in Nunhead