It is is a decade since I purchased my property in New Cross. Conveyancing lawyers have now been appointed on the sale but I am unable to track down the title deeds. Will this cause complications?
You need not be too concerned. First the deeds may be with your mortgage company or they could still be with the solicitor who oversaw the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in New Cross involves registered property but in the rare situation where your home is unregistered it is more problematic but is not insurmountable.
I am buying a semi-detached house in New Cross. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in New Cross you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in New Cross.
I used Action Conveyancing a few years past for my conveyancing in New Cross. Now, I need my files but the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in New Cross of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. New Cross is where the house is located. Can you shed any light on this issue?
Flying freeholds in New Cross are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in New Cross you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in New Cross may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm remortgaging my current property to a BTL mortgage with Barclays and I will use the rest of the raised equity as a down payment on a second house. The area we are looking at is New Cross. Will your conveyancers be able to act for the two lenders and tie in the conveyances?
Make use of our comparison tool on this site to check that the conveyancers are on the appropriate lender panels. Having checked that they are your conveyancer will be able to connect the two transactions but you should have a chat with you lawyer and specify your desired outcome and requirements.
My step-father has encouraged me to use his conveyancers in New Cross. Do I follow his recommendation?
There are no two ways about it the best way to select a conveyancing solicitor is to have referrals from friends or relatives who have used the firm that you are are thinking of instructing.