I am in the throes of porting my current residential home loan to a Buy to Let Platform Home Loans Ltd mortgage. I was told by my mortgage that I require a conveyancer as part of the process. I spoke to my past Honor Oak conveyancing solicitor who acted on my behalf when I originally purchased the house. The fee estimate supplied of £550 is an eye-watering amount to do this as I am not require purchase conveyancing - it’s just a straightforward remortgage.
The quote is fractionally on the expensive side. If you you were to look around you could shave off some of the expense by say £125. That being said, providing that you were content with the assistance the firm gave you couldlive to regret choosing an an unknown conveyancer. Remember to ensure that the conveyancer can represent Platform Home Loans Ltd. You can utilise our search tool to get a quote a Honor Oak conveyancing firm on the Platform Home Loans Ltd approved list of lawyers, which can often include conveyancing solicitors in Honor Oak.
Are the Honor Oak conveyancing solicitors identified as being on the Skipton conveyancing panel, together with their details provided by Skipton?
Honor Oak conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.
Should my conveyancer be raising enquiries regarding flooding as part of the conveyancing in Honor Oak.
The risk of flooding is if increasing concern for solicitors dealing with homes in Honor Oak. Some people will acquire a property in Honor Oak, fully aware that at some time, it may be flooded. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Solicitors are not best placed to impart advice on flood risk, but there are a number of searches that can be initiated by the purchaser or on a buyer’s behalf which will give them a better understanding of the risks in Honor Oak. The conventional set of information given to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) contains a standard question of the owner to determine if the property has ever been flooded. In the event that flooding has previously occurred and is not revealed by the seller, then a buyer could bring a legal claim for losses stemming from an inaccurate reply. A purchaser’s conveyancers should also conduct an environmental report. This will reveal if there is a recorded flood risk. If so, more detailed inquiries will need to be carried out.
I used Wolstenholmes several years past for my conveyancing in Honor Oak. Now, I need my files however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Honor Oak of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Honor Oak differ for newly converted properties?
Most buyers of new build property in Honor Oak come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is finished. This is because house builders in Honor Oak tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Honor Oak or who has acted in the same development.
I am selling my home. My former solicitors have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Honor Oak if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in Honor Oak. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
