Would the conveyancing practitioners highlighted through your ’find a lawyer’ tool carry out right to buy conveyancing in Honor Oak?
We work with a variety of conveyancing experts who can service right to buy transactions Do contact the solicitors listed with a view to secure a costs illustration.
Forgive me if this question is silly but I am wet behind the ears as a 1st time purchaser of a ground floor flat in Honor Oak. Do I pick up the keys to the house on the completion date from my solicitor? If this is the case, I will instruct a High Street conveyancing solicitor in Honor Oak?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s lawyers, and once they have received this, you should be invited to collect the keys from the Estate Agents and start moving into the property. Usually this occurs early afternoon.
I had a mortgage agreed in principle with RBS. Honor Oak conveyancing solicitors have been appointed. What is the average time that one could expect to receive a mortgage offer from RBS?
There is no definitive answer here. Have RBS done the survey? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have paid off my mortgage with Skipton. I assume I don't need a Honor Oak property lawyer on the Skipton panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I used Action Conveyancing several years past for my conveyancing in Honor Oak. Now, I need my files but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Honor Oak of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a flat up to £305k and identified one close by in Honor Oak I like with amenity areas and railway links in the vicinity, however it's only got 51 remaining years left on the lease. There is not much else in Honor Oak suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a home loan that many years will be an issue. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you could ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
I am using a search engine for the phrase cheap conveyancing in Honor Oak it reveals many conveyancerslocally. How do I determine which is the right conveyancing solicitor for purchase transaction?
The ideal method of finding a suitable conveyancer is through a trusted referral, so seek the opinion of friends and family who have acquired a property in Honor Oak or the local estate agent or mortgage broker. Fees for conveyancing in Honor Oak differ, so it's advisable to request a minimum of four costs illustrations from different law firms. Make sure that you clarify what costs in the quote includes.
Last June I purchased a leasehold house in Honor Oak. Am I liable to pay service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I inherited a basement flat in Honor Oak. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium payable for the purchase of the freehold?
if there is a missing freeholder or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to assess the price.
An example of a Lease Extension case for a Honor Oak property is Flat 1 40-42 Ewelme Road in August 2012. the Tribunal assessed the premium for the lease extension in the sum of £11,800 This case affected 1 flat. The unexpired lease term was 61.81 years.