This question may be naive but I am unseasoned as FTB of a two bedroom flat in East Dulwich. Do I pick up the keys to the house on completion from my solicitor? If this is the case, I will instruct a High Street conveyancing solicitor in East Dulwich?
On the day of completion you do not need to go to the conveyancers office in East Dulwich. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s solicitors, and once they have received this, you should be able to receive the keys from the Estate Agents and move into your new home. Usually this occurs between 1 and 3pm.
When it comes to lenders such as Kent Reliance, do East Dulwich solicitors face a fee to be on the conveyancing panel?
We are not aware of any bank fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
My wife and I are in the process of viewing flats in East Dulwich and I am now considering a potential offer. Is it sensible to have my solicitor on ‘stand by’? I will be getting a mortgage with UBS.
It would be sensible to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. Given that you are taking out a mortgage with UBS, ask your prospective lawyers if they are on the UBS conveyancing panel otherwise they can't do the mortgage legal work.
I used Action Conveyancing a few years ago for my conveyancing in East Dulwich. Now, I need my documents but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in East Dulwich of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in East Dulwich differ for newly converted properties?
Most buyers of new build property in East Dulwich approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is finished. This is because developers in East Dulwich tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in East Dulwich or who has acted in the same development.
Should I be concerned about 3rd parties that I am dealing with are recommending an internet conveyancing firm as opposed to a local East Dulwich conveyancing company?
As is the case with many service providers, often input from relatives can be very helpful. Yet there are many players in a conveyancing matter; estate agents, mortgage brokers and lenders may suggest conveyancers to select. On occasion these conveyancers might be known to one of the organisations as experts in their field, but sometimes there might be a commercial relationship behind the endorsement. You have the discretion to select your preferred conveyancer. However, bear in mind that many mortgage providers operate an approved list of conveyancers you are obliged to use for the mortgage aspect of your home move.
My father has suggested that I appoint his conveyancers in East Dulwich. Should I find my own property lawyer?
Much as we are happy to recommend a East Dulwich conveyancing lawyer it’s preferable to find a conveyancing practitioner is to seek guidance from friends or family who have actually used the firm that you are considering.
I have noted on a number of consumer advice websites that when choosing a conveyancing lawyer they need approved by your mortgage company. I am first time buyer with but I have an offer in principle with Halifax and I already have a high street conveyancing lawyer in East Dulwich lined up. Will Halifax insist on an approved lawyer to be selected? If so, where can I find that list for my conveyancing in East Dulwich?
You should instruct a solicitor that is on the Halifax panel. The simplest thing to do is ring your chosen East Dulwich conveyancing lawyer to check if they are on the Halifax panel. If they are not approved you have numerous options open to you here:
- Proceed with your chosen East Dulwich solicitor but Halifax will undoubtedly appoint a conveyancer from their approved panel. The net result is additional charges and potential frustration.
- Appoint a fresh property lawyer to conduct the conveyancing, ensuring that they are on the Halifax conveyancing panel.
- Appeal to your solicitor to seek to join the lender panel.