We note that you have a search directory identifying law firms on the TSB conveyancing panel. Do companies pay you a commission if I instruct them for our conveyancing in Fishponds?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Fishponds.
we are a couple who are hoping to buy a newbuild flat in Fishponds with a loan from Barclays .We have a Fishponds conveyancing solicitor but Barclays says she’s not listed on their "panel". It seems we are left with no choice but to instruct a Barclays panel firm or retain our preferred solicitor and pay for a Barclays panel lawyer to act for them. This seems very unfair; Can we not simply insist that Barclays use our lawyer?
Unfortunately,no. The home loan issued to you contains various provisions, one of which will be that solicitors needs to be on the Barclays approved list. in the past, most banks had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Barclays
What can a local search reveal regarding the house my wife and I buying in Fishponds?
Fishponds conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search company for example Searches UK The local search plays an important part in most Fishponds conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your new home. The search should provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
I need to appoint a conveyancing solicitor for remortgage conveyancing in Fishponds. I have chance upon a site which looks to be the perfect offering If there is a chance to get all the legals done via web that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Estate agents have just been given the go-ahead to market my basement apartment in Fishponds. Conveyancing has not commenced, but I have recently had a yearly maintenance charge invoice – what should I do?
It best that you clear the invoice as you normally would as all rents and service invoices should be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I acquired a 1 bedroom flat in Fishponds, conveyancing was carried out 10 years ago. Can you give me give me an indication of the likely cost of a lease extension? Comparable properties in Fishponds with a long lease are worth £221,000. The ground rent is £50 charged once a year. The lease ends on 21st October 2095
With 70 years unexpired the likely cost is going to be between £9,500 and £11,000 as well as professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. Do not use this information in tribunal or court proceedings. There may be other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first seeking the advice of a professional.
Myself and my wife have just had an offer agreed on a house and had meeting on Monday with HSBC for the mortgage. They warned me that when it comes to selecting a lawyer that if they are not on their approved list of solicitors then we will have to pay out an extra charge of £250+. This is is due to the fact that they will then have to select a solicitor to act for them as well as the one we select on our behalf and we assume responsibility for their fees. I have asked HSBC to furnish me with a list so I can request quotes only from their approved conveyancers but was told that I need to check with each individual lawyer to see if they are on the panel. Is there a list online?
You can enquire of HSBC what their panel criteria is for a solicitor.Then ask the conveyancer of your choice whether they meet the criteria and have they acted on mortgages for HSBC before. If the answer to those is yes, then just double check with HSBC. Another option is to utilise our search facility and we should be able to find you a solicitor in Fishponds on the approved list for HSBC.