The conveyancer who dealt with my previous purchase has given a fee calculation of £1200 for fixed fee conveyancing in Emersons Green. I am looking to sell a Edwardian house for £150,000. Is this expensive? Is it above the norm for conveyancing in Emersons Green?
The charges are a bit high. If you shop around you might get the conveyancing a bit cheaper by perhaps £125. On the other hand, you couldlive to regret choosing an an untested lawyer. Don't forget to be sure the solicitor can act for your lender. You can make use of our comparison tool to select a Emersons Green conveyancing practice on the banks conveyancing panel which can often include conveyancing solicitors in Emersons Green.
Are the Emersons Green conveyancing solicitors identified as being on the RBS conveyancing panel, together with their details provided by RBS?
Emersons Green conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
Does a directory service exist listing Virgin Money panel conveyancers in Emersons Green on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings visible on the web. Where you are looking for a Emersons Green solicitor on the Virgin Money please make the most of our facility.
I have today made my last payment due on my mortgage with Santander. I assume I don't need a Emersons Green conveyancer on the Santander panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Emersons Green off the council. I have a mortgage agreed with Santander. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
I have recentlydiscovered that Stirling Law have been shut down. They carried out my conveyancing in Emersons Green for a purchase of a leasehold apartment 12 months ago. How can I be sure that the property is registered correctly in the name of the former proprietor?
The quickest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Emersons Green conveyancing specialists.
How does conveyancing in Emersons Green differ for new build properties?
Most buyers of new build property in Emersons Green come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is finished. This is because new home sellers in Emersons Green tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Emersons Green or who has acted in the same development.
Am I better off to use a Emersons Green conveyancing solicitor based in the location that I am buying? I have an old university friend who can handle the legal work however his firm is located 300kilometers away.
The benefit of a local Emersons Green conveyancing practice is that you can pop in to sign paperwork, deliver your identification documents and apply pressure on them if necessary. They will also have local knowledge which is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and in the main were impressed that must trump using an unfamiliar Emersons Green conveyancing solicitor just because they are based in the area.