My god-son is buying a new build apartment in Downend with a mortgage from Leeds Building Society. His solicitor has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The document is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Leeds Building Society conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Leeds Building Society conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I am assisting my niece sell her house in Downend. Does the solicitor order the EPC or it is for me to coordinate?
After the abolition of Home Packs, energy performance certificates was maintained a mandatory element of selling a house. An energy assessment must be commissioned in advance of the property being placed on the market. It is not something that law firms normally organise. If you are instructing a Downend conveyancing solicitor they might help arrange energy assessments given their relationships with reputable local energy assessors
We are purchasing a terrace house in Downend. Our aim is to carry out a loft conversion at the house.Will the conveyancing process involve enquiries to see if these works are prohibited?
Your property lawyer will check the deeds as conveyancing in Downend can sometimes reveal restrictions in the title documents which prohibit certain alterations or need the consent of a 3rd party. Many works need local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
I was told two weeks ago that my mortgage has been agreed to by Barclays. Is it usual for Barclays to only issue the offer once my solicitor in Downend is approved on their conveyancing panel? Barclays have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
A relative advised me that if I am buying in Downend I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Downend conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about Downend around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Downend Education with plans and statistics, Local Amenities and other useful information regarding Downend.
The deeds to my home are lost. The conveyancers who dealt with the conveyancing in Downend 10 years ago no longer exist. Will I be able to sell the house?
Nowadays there are duplicates made of almost everything, and your lawyer will know precisely where to look for all the appropriate paperwork so you may buy or dispose of your property without any difficulty. Where duplicates are not available, your lawyer may be able to put in place insurance or indemnities against possible claims on the property.
Is there anything unique about your site and other internet conveyancing solicitors for conveyancing in Downend?
At this site secure an accurate quote via a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Downend. Unlike many estate agents and brokerage sites we do not operate kick-back arrangements with solicitors. Many agents and online brokers 'recommend' the firm that pays the most kickback, as opposed to the best value conveyancing in Downend
My conveyancing solicitor in Downend has requested from me proof of ID documents saying that this is part of his retainer as a solicitor on the lender Solicitor panel. Can you confirm whether this is the case?
Anti-terror and anti-money-laundering rules require Downend conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that the lender also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements