The Downend conveyancing firm handling our Downend conveyancing has discovered a difference when comparing the surveyor’s assumptions in the home valuation survey and what is in the title deeds. My lawyer says that he is obliged to check that the lender is happy with this discrepancy and is still content to lend. Is my conveyancer’s stance right?
Your property lawyer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Can I use your services to recommend a Conveyancing solicitor in Downend even where I’m not purchasing or disposing of a house, for example where I intend to buy a shop in Downend with a mortgage from Leeds Building Society?
The service is mainly utilised to locate domestic conveyancing solicitors in Downend but we have set out towards the end of this page a few Downend commercial conveyancing firms. You will need to enquire with the company directly to see if they can also act for Leeds Building Society
I used Arc property Solicitors a few years past for my conveyancing in Downend. Now, I need the documents but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Downend of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Downend differ for new build properties?
Most buyers of new build or newly converted property in Downend come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because builders in Downend tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Downend or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a house in Downend ahead of appointing lawyers. I have been advised that there is a flying freehold element to the property. My surveyor advised that some mortgage companies tend refuse to issue a mortgage on this type of house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you contact us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Downend. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Downend to see if the conveyancing will be more expensive.
How do I find out who is the owner of a house in Downend?
As long as the premises is recorded at the Land Registry, and you have enough details of the address of the premises, you will be able to view details from the HMLR of the registered owner for a for less than a fiver.