I am selling my apartment in Totterdown. Will the conveyancer need to be on the Kent Reliance conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Kent Reliance conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.
I used Stirling Law several years ago for my conveyancing in Totterdown. Now, I need my files but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Totterdown of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Totterdown is the location of the property. Can you offer any advice?
Flying freeholds in Totterdown are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Totterdown you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Totterdown may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Are there any apps to help search for a Totterdown law firm on the Barnsley Building Society conveyancing panel? I drive a motor bike and am happy to travel upto 20kilometers to meet the conveyancer.
You can use the tool on this website. Please choose the bank and your location and you will see a number of Totterdown conveyancing lawyers based on proximity. We have detailed some Totterdown conveyancing firms towards the end of this page and you can contact them to see whether they are on the Barnsley Building Society member panel
As co-executor for the estate of my grandfather I am disposing of a house in Newport but reside in Totterdown. My lawyer (approximately 250 kilometers awayneeds me to execute a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Totterdown to witness and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are Totterdown based
I've found a house that seems to be perfect, at a reasonable figure which is making it more attractive. I have just found out that it's a leasehold rather than freehold. I am assuming that there are issues buying a house with a leasehold title in Totterdown. Conveyancing advisers have not yet been appointed. Will they explain the issues?
Most houses in Totterdown are freehold rather than leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can help the conveyancing process. It is clear that you are buying in Totterdown in which case you should be shopping around for a Totterdown conveyancing practitioner and be sure that they have experience in dealing with leasehold houses. First you will need to check the number of years remaining. As a lessee you will not be at liberty to do whatever you want to the property. The lease will likely included provisions such as obtaining the landlord’sconsent to carry out changes to the property. It may be necessary to pay a service charge towards the maintenance of the communal areas where the property is part of an estate. Your lawyer should appraise you on the various issues.
Totterdown Conveyancing for Leasehold Flats - Examples of Queries before buying
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What is the length of the lease? Is there a share of the freehold? How many of the leaseholders are in arrears for their maintenance charge payments?