We were just about to exchange contracts for a leasehold flat in Totterdown. We encountered a problem. Our mortgage offer with TSB expires on 4/3/2026 but the owners are putting forward a completion date of 6/3/2026. Can one prolong the mortgage expiry date?
The best person to deal with your question is your solicitors who should assess whether they better off negotiating with the lender, seller’s conveyancers, property agents or indeed all parties taking into account the circumstances your transaction as of today.
We just had an offer accepted to purchase with Earl Shilton BS. I dropped in a couple of high street companies yet am unable to find a Totterdown conveyancing firm on the Earl Shilton BS approved list. Can you help?
Feel free to make the most of the search tool on this page. Please choose the building society and type Totterdown or your preferred area and you will see a number of lawyer based in Totterdown or by proximity to you.
What is the difference between a licensed conveyancer and conveyancing solicitor in Totterdown
Two types of professional can do conveyancing in Totterdown namely CLC regulated conveyancers or solicitors. Both professionals administer the legal services that you need to complete the sale or purchase of property. They are both required to handle Totterdown conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be properly administered and that all requirements and procedures should be suitably followed.
Please help - my lawyer says that lack of planning permission insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Totterdown?
The appropriate level of lack of planning permission indemnity insurance should be dictated by who who your lender is. It would differ for example between Santander and Leeds Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.
My offer was accepted on a property in Totterdown on 19/11/2025, valuation was booked 2 days after, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Are Lloyds entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
About to purchase a new build apartment in Totterdown. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Totterdown
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The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants.
I need to appoint a conveyancing solicitor for purchase conveyancing in Totterdown. I happened to land on a web site which seems to have the perfect offering If there is a chance to get all formalities completed via web that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I own a leasehold flat in Totterdown. Conveyancing and The Mortgage Works mortgage are in place. I have received a letter from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1998. The conveyancing solicitor in Totterdown who acted for me is not around. What should I do?
The first thing you should do is make enquiries of the Land Registry to make sure that the individual purporting to own the freehold is in fact the registered owner of the freehold reversion. It is not necessary to instruct a Totterdown conveyancing solicitor to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I purchased a 1 bedroom flat in Totterdown, conveyancing formalities finalised in 2007. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent flats in Totterdown with over 90 years remaining are worth £180,000. The average or mid-range amount of ground rent is £65 per annum. The lease expires on 21st October 2084
With 58 years left to run we estimate the premium for your lease extension to span between £22,800 and £26,400 plus legals.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action based on this information before seeking the advice of a professional.